Keeping Current Matters

10/16/2026

Your renter clients could pay rent on time for years and it may never show up on their credit report.

According to Zillow, insufficient credit history is the most common reason mortgages get denied, affecting nearly a third of applicants. The good news? New credit models can count on-time rent, and VantageScore found nearly 4 million renters could become mortgage eligible as a result. They just need to opt in.

If you work with renters who’ve written off buying, this is a conversation worth having.

What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

10/15/2026

When you hear “inventory is up,” it’s easy to assume more homeowners decided to sell. But that’s not what’s driving it this fall.

The bigger story is time. Listings are staying on the market longer, so they’re stacking up. And that changes the game for everyone involved.

Buyers may have more room to negotiate than they realize. Sellers are now competing with more options than they were a year ago. Neither side is stuck. They just need a plan that fits this market instead of last year’s.

🔗 https://bit.ly/3TSlmV7

10/14/2026

Worried buyers might regret buying right now? Here’s some perspective to share.

74% of recent buyers are glad they bought their home, and only 3% regret it, according to NerdWallet. Homeownership is a long game, and homeowners gained nearly $150,000 in wealth over the past five years (Bankrate).

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.

10/13/2026

You might see headlines today saying home sales hit their slowest pace of the year. Here’s the thing: slow doesn’t mean stopped.

People are still relocating, growing their families, and making moves that can’t wait.

Share this with a client who thinks the market has hit pause.

10/12/2026

Ever had a buyer ask, “What if I regret this?” 🤔

You’re not alone. It’s one of the most common questions out there right now, and it usually has less to do with the house and more to do with timing.

That’s where you come in. Helping buyers zoom out and see the bigger picture can make all the difference.

Our latest content pack gives you everything you need to walk them through it.

10/09/2026

Fewer than 4% of homes have the basics for aging in place, according to Harvard’s Joint Center for Housing Studies.

So for clients who want to stay put, a remodel is likely in the cards. For those who’d rather skip the construction, their equity could open the door to a home or 55+ community built for this stage of life.

Here’s what to share with clients weighing the decision.

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.

10/08/2026

“The Fed raised rates, so mortgage rates are going up.” Sound familiar?

It’s a common myth. The Fed influences mortgage rates, but it doesn’t set them. Rates tend to follow the 10-year Treasury yield, which reacts to inflation, the economy, and global events.

The good news: inflation is cooling. Core PCE dropped to 3% in August. Relief may take time, so the best move for clients is a plan that works at today’s rates.

Here’s the full breakdown, ready to share with your sphere.

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

10/07/2026

How many of your first-time buyers think homeownership is still years away?

Zillow found it typically takes just under 15 years to save 20% down on a mid-priced home and then break even compared to renting. But that number assumes two things most buyers don't actually need to do.

Choosing a starter home can cut that timeline roughly in half. And putting down less than 20% shortens it even more. In fact, NAR shows the median down payment for first-time buyers is 10%, and there are thousands of assistance programs out there to help with upfront costs.

This is a great one to share with the renters in your sphere who've already written off buying.

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/07/2026

"Should we just wait for rates to drop?"

If you've heard that from a buyer or seller lately, you're not alone. And it's a fair question. But waiting on a timeline no one can predict isn't a strategy.

If you're a KCM member, your content pack for this moment is ready to go, with a social graphic and a RealTalk script so you can start the conversation with confidence. ➡️ https://bit.ly/4jJZkOF

10/06/2026

Your buyers are probably looking at list prices and ruling out homes before they ever make an offer. That's a missed opportunity right now.

With so many homes selling for less than their asking price, the number on the listing is more of an opening line than a final answer. And with budgets as stretched as they are, even a small amount of negotiating room can be what makes a home work.

Before your buyers cross a home off their list, take a look at what's actually happening in that neighborhood. How long have similar homes been sitting? What did they close for compared to where they were listed? That context can turn "we can't afford it" into "let's make an offer."

Share this with an agent who works with a lot of first-time buyers.