John Rogers, Attorney At Law

04/14/2026

Don't let overdue bills pile up. Bankruptcy can help. Call us today !

01/30/2026

Tax refund time is here. We always have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund received right before filing bankruptcy.

The answer is that they generally can keep their refunds, depending, of course, on how large the refund is and what you do with the refund. The general bankruptcy exemptions available under the federal bankruptcy exemptions (which can be used in Kentucky) are usually large enough to protect most tax refunds from being taken by the trustee. You can also use your tax refund to pay the fees and costs for the bankruptcy and your general living expenses such as rent, groceries etc.

Also, if you are thinking about filing bankruptcy, and are going to use your tax refund to pay off a debt to a family member or creditor prior to filing bankruptcy, you should consult with a bankruptcy attorney before doing that. There are provisions in the bankruptcy law which may allow the trustee to take that money back from the family member or creditor should you then file bankruptcy after paying them.

Alternatively, if you just keep the refund and don’t pay any of it to anyone, then the refund may be able to be protected with the exemptions as outlined above.

Your circumstances will be unique, so always discuss your options with an experienced bankruptcy attorney before you part with your tax refund money.

01/27/2026

Bankruptcies are on the rise. We can help you today. Give us a call.

01/26/2026

Our office is closed to in person traffic today due to inclement weather. Please give us a call if you need anything. If you do brave the roads today, you can drop off items in our mail drop slot.

01/07/2026

Don't prolong dealing with your overdue debt. Call us today. We can help with Bankruptcy !

01/04/2026

Surprise Medical Bills ?! Call us for Bankruptcy today to eliminate them.

01/02/2026

Surprise Medical Bills and Lawsuits from Hospitals ?

Surprise Medical Bills and Lawsuits from Hospitals ? by John Rogers | Jan 2, 2026 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney I would say that over one half of the folks that we see in our office have a significantly large enough medical debt that the...

12/22/2025

From all of us at John Rogers, Attorney at Law, we warmly wish you all a peaceful Christmas !! May your heart be filled with joy and your home be filled with love during this special time. See you soon !

The first meeting is free with no obligation. We are a consumer bankruptcy law firm helping persons and businesses with their financial situation. We have been designated a debt relief agency by Congress and the United States Supreme Court and we provide legal assistance to consumers seeking relief...

11/11/2025

On Veterans Day, and every day, all of us at John Rogers, Attorney at Law thank our Veterans for our Freedom !

08/30/2025

If you are behind on your home, Chapter 13 Bankruptcy can be used to save it. Call us today to see how it works.

08/23/2025

Get that debt load off your back. Call us for options with the Bankruptcy Law !