Kathleen Ladd REMAX Professionals #01019339

06/06/2026

🏡 Home Buying Tip: Get Pre-Approved Before You Start House Hunting! 💳

Before you begin your home search, make sure you're pre-approved for a mortgage. Here’s why it’s essential:

✅ Know Your Budget – Pre-approval gives you a clear idea of how much you can afford, saving time and frustration.
✅ Stand Out to Sellers – A pre-approval letter shows you're a serious buyer and can speed up the offer process.
✅ Be Prepared – Pre-approval helps you avoid surprises down the line and gives you an edge in competitive markets.

Ready to get started? Reach out today and I can help you with the next steps to get that pre-approval locked in!

06/05/2026

Mortgage Term of the Day:
The Loan-to-Value Ratio compares the loan amount to the appraised value (or purchase price) of a home.

Formula:
Loan Amount ÷ Home Value = LTV %

🔹 Lower LTV = lower risk for lenders
🔹 Higher LTV may require mortgage insurance
🔹 Staying under 80% LTV helps avoid extra fees

💡 Example: Buying a $300,000 home with a $240,000 loan = 80% LTV

06/03/2026

This pool has everything! 😎 Our favorite part? The incredible view! What’s your top feature of this pool?

06/01/2026

🌊 What’s your favorite thing about this stunning ocean view? 😍

The peaceful waves, the endless horizon, or the dreamy sunsets — it’s hard to pick just one! 🌅

Drop a 🌴 and let me know what you love most!

05/30/2026

Are you a fan of this dining room space? 🍽️✨
With its inviting layout and stylish details, it’s a room made for both everyday meals and memorable gatherings.

05/29/2026

Storing shoes in your closet can take up a lot of room, but these shoe organizer ideas will keep your closet organized while saving space.

Storing shoes in your closet can take up a lot of room, but these shoe organizer ideas will keep your closet organized while saving space.

05/27/2026

Stay ahead of the game by setting up instant property alerts to never miss a listing! Here's how it helps:

✅ Real-Time Updates – Get notified as soon as a home that meets your criteria hits the market.
✅ Save Time – You won’t waste time browsing homes that aren’t a perfect fit.
✅ Be First in Line – Being among the first to see a property increases your chances of making a competitive offer.

PS: I can set you up on automatic email updates to keep you in the loop with the latest listings that match your needs! Let me know if you want me to set that up for you!

05/27/2026

Happy birthday to my first born how you be 45??? l you more ...

05/27/2026

Love my big kids

05/25/2026

Memorial Day is more than the long weekend—it’s a moment to pause and remember 🇺🇸

A day to honor those who gave everything, and to reflect on the freedoms we get to enjoy because of them.
Grateful today, and always.