09/02/2026
She had full access to his heart. She had zero access to his bank account. π
They were that couple β the ones who did everything "right." Joint accounts. Named beneficiaries on every retirement account. No secrets between them.
Then he had a car accident. A brain bleed. A coma that doctors said could last three or four months.
And that's when she learned something most married couples don't realize until it's too late: being married does NOT automatically give you legal authority over your spouse.
She couldn't access the equity in their own home β which they needed badly.
She couldn't get into his retirement accounts, even though she was named on them.
She even had trouble applying for his workers' comp benefits.
Why? She didn't have durable power of attorney for him. So instead of being by his side, she was in court, fighting to get a guardianship just so she could manage the life they had already built together.
This happens more than people think. And it's completely preventable.
A durable power of attorney is one simple document. It's not expensive, and it doesn't take long to put in place. But it can be the difference between "we're taken care of" and "we're stuck."
If you and your spouse don't have one, please don't wait for a crisis to find out you needed it. I'm happy to answer questions β call us at 352.379.1900, send me a message or comment below. π