Ethel Groger - Realtor

Ethel Groger - Realtor Real Estate Broker for Residential and Commercial Properties serving Central California since 2012. CA DRE Lic. No. 01903133

Member of Fresno Association of Realtors, California Association of Realtors, and National Association of Realtors. Broker Associate for A13 Properties Inc.

05/05/2026

WATCH TIL THE END 👀

We toured the site in Sevina Park, Nuvali located in Sta Rosa Laguna Philippines and it’s good to finally see everything coming together.

Watch the updated model units for Tower 3. There were some slight adjustments to the units but it's still cozy, clean, and functional.

We also walked through Arthaland UNA Apartments Tower 1, which is almost done. Seeing an actual finished 1 bedroom unit gives you a better feel for the space and quality.

A lot of my clients from Fresno bought in Tower 1, so it’s nice to see what they’ll be moving into soon. We dubbed this tower as the Fresno Tower 😁

Tower 3 is now pre selling. Message me if you want details on pricing and availability.

05/02/2026



Seeing Una Apartments by Arthaland come together like this is something special. Towers 1, 2, and 3 are finally taking shape, and you can really start to see the community forming.

It’s exciting knowing that this is going to be home for so many of my clients soon.

Which tower did you get your unit in?

Excited about The Ametrine at Portico in Ortigas, Pasig, City.Two weeks ago, we were walking around Portico and I rememb...
04/29/2026

Excited about The Ametrine at Portico in Ortigas, Pasig, City.

Two weeks ago, we were walking around Portico and I remember thinking… I can’t wait to see this fully done. Wow 🤩

You’re right in Ortigas. Close to everything, EDSA, C5, Shaw, San Juan, QC — but once you’re inside, it doesn’t feel hectic. It’s quieter, more open, lots of greenery. It actually feels like a place you’d want to live in, not just invest in.

That’s what got me excited. You can already picture what it’s going to be like when everything comes together.

Even more exciting, some of our clients are moving in by Q3 this year. And the way they got in on this was really good—move-in ready, but amortization doesn’t start until 2031.

So there’s time to lease it out, bring in income, and let the property work a bit before the long-term payments even kick in.

Definitely one I’m looking forward to watching come together.

If you’ve been thinking about investing or retiring in the Philippines, just message me. Happy to share what we saw.

Mortgage update you’ll want to pay attention to.Fannie Mae is introducing new credit scoring models like VantageScore 4....
04/28/2026

Mortgage update you’ll want to pay attention to.

Fannie Mae is introducing new credit scoring models like VantageScore 4.0 and FICO 10T.

What’s changing?
Lenders may start looking beyond just your credit score, including:
• Rent payment history
• How you manage debt over time

What to know:
• This is a slow rollout
• Most lenders are still using traditional FICO today

Why it matters

This could help:
• Buyers close to qualifying
• Renters with strong payment history
• Clients previously told “not yet”

This doesn’t replace good credit. It simply creates a more complete way to evaluate borrowers.

If you’ve been thinking about buying but felt held back by your credit, this is something to watch.

If you want to understand how to position yourself, reach out.

Let’s plan ahead, not react later.

🔗 https://www.fanniemae.com/newsroom/fannie-mae-news/credit-score-updates-advance-modernization⁠�

04/28/2026

Touring Ametrine at Portico in Ortigas two weeks ago was a powerful reminder of why seeing a property in person matters.

Some developments look good on paper. Others prove their value the moment you walk through them. This is one of them.

We’re excited to see its progress and for our clients to soon take advantage of the investment they made.

More insights from the trip coming soon.

If you’ve been thinking about investing or retiring in the Philippines, feel free to message me. Happy to share what I’ve been seeing on the ground.

Wow 🤩 There are so many things in life I’m grateful for, and this is one for the books 🙏I grew up with very little. Ther...
04/26/2026

Wow 🤩 There are so many things in life I’m grateful for, and this is one for the books 🙏

I grew up with very little. There was a time in my life when we lost it all, and the struggles around me became very real. There were days we didn’t know what we were going to eat, or when the next real meal would come.

Only a few people truly know this part of my story, my life in the Philippines 🇵🇭

As a child, I loved standing in front of the mirror, acting, pretending, imagining I was someone else… someone accomplished, distinguished, powerful, strong, protecting the innocent and oppressed. Just like the superheroes I used to watch in the movies.

Those movies came from our small TV powered by a car battery. Our neighborhood wasn’t even connected to the grid. Every night, neighbors and kids would gather in our home, sitting shoulder to shoulder on the concrete floor just to watch. I still remember it so clearly, even the smell of those nights.

Looking back now, I realize how much that shaped me. When you grow up with so little, you learn how to dream with whatever you have.

Now I look at where I am and can’t help but pause. Not just in awe, but in reflection. How many of us once dreamed of a different life, and somewhere along the way, stopped believing it was possible?

This is one of those moments, an unexpected recognition from a name I used to only see on billboards, on TV, and hear people talk about growing up. Something I never imagined would one day recognize me ✨

And while it feels good to be recognized, what means more to me is what it represents. Consistency matters. Showing up matters. Even when the path doesn’t make sense, it is still leading you somewhere.

Thank you to Ayala Land International Sales Inc. for this honor. I am truly grateful and deeply touched by the time and effort they put into recognizing and celebrating their marketing partners from all over the world, USA, Canada, Singapore, Taiwan, Hong Kong, Australia, and Japan 🌎 It speaks volumes about how they value relationships and partnership.

And to the team behind me, Sir Thirdy Tadena, Ms. Olive, and most especially Ms. Emilie Gepte, thank you for continuing to support me even when things get busy and demanding 🤍

As one of their leaders shared, we may be in challenging times, but when we work together, great things can be achieved.

I’ve learned this firsthand. Challenges don’t block the path. They reveal it. They open doors. They create opportunities.

So if you’re in a season where things feel uncertain, heavy, or slow, don’t stop. You might be closer than you think.

The question is, are you still willing to believe in that version of yourself?




🎉 JUST SOLD! 🏡Congratulations to my happy clients on their new home at 155 E Birch Ave, Hanford, CA 93230! It was such a...
12/15/2024

🎉 JUST SOLD! 🏡
Congratulations to my happy clients on their new home at 155 E Birch Ave, Hanford, CA 93230! It was such a pleasure working with you and helping you find the perfect place to call home.

Thank you for trusting me and A13 Properties Inc. with this exciting milestone in your journey. Wishing you countless memories and joy in your new home! 🥳

When you’re ready to buy or sell your home, let’s make it happen! Contact me today! 📞

📍 Ethel Groger
📞 (559) 289-5456
📧 [email protected]
DRE Lic. 01903133
A13 Properties Inc. | Office DRE Lic. 02012370

🏡 New Listing Alert in Clovis! 🚨 Beautiful move-in ready home in an established gated community within Clovis Unified Sc...
11/04/2023

🏡 New Listing Alert in Clovis! 🚨 Beautiful move-in ready home in an established gated community within Clovis Unified Schools. Features 3 bedrooms, 2.5 baths, and a loft. 😍 Best part? The master bedroom is located on the ground floor! That is a rare find! Message me for more info or schedule a showing. 🏡🔑💼

New Listing 🔥🔥🔥! Located inside the highly desirable community of El Adobe Village on Bullard and West. Very charming co...
07/03/2022

New Listing 🔥🔥🔥! Located inside the highly desirable community of El Adobe Village on Bullard and West. Very charming community with matured landscaping, community pool, tennis courts, and conveniently located to parks, restaurants and shopping. There's not often a home goes on sale in this neighborhood. 🏡🏡🏡

OMG CAN YOU BELIEVE THIS??? 😱 We will have a lot more crazy things happening in the coming weeks or months since the Cal...
09/10/2021

OMG CAN YOU BELIEVE THIS??? 😱 We will have a lot more crazy things happening in the coming weeks or months since the California moratorium ends in October 1st (but then again who knows it might get extended). 🤦🏻‍♀️🤪😱🤡🥸🤯

A Fresno family's dream of owning a home became a nightmare when the house they purchased was somehow double-booked.

Address

2585 E. Perrin Avenue , Suite 104
Fresno, CA
93720

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15592895456

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