08/11/2026
You don't need 20% down to buy a home. But if you're selling one home to buy the next, your equity might cover it — and the payoff is big. Lower payments, no PMI, stronger offers. New on the blog!
If you’ve been around real estate long enough, you’ve probably heard both sides of the down payment debate. One camp says 20% down is an outdated rule of thumb, a relic from an era when lending options were limited. The other insists it’s still the gold standard. So which is it? Here’s the t...