Mahshie & DeCosta

10/16/2026

A job buyout offer can come with a ticking clock and complex terms. Workers should carefully review the compensation, health benefits, and release of claims before making a decision. Learn how to protect your interests.

https://www.aarp.org/work/careers/job-buyout/?

Severance pay, health insurance, bonuses and other things to ask for

10/15/2026

The SECURE 2.0 Act pushed the RMD starting age to 73 and eliminated required distributions for Roth 401(k) accounts. Understanding updated federal tax rules helps retirees optimize withdrawals and avoid costly penalties.

The SECURE 2.0 Act made major changes to rules for required minimum distributions (RMDs) — are you up to speed?

10/13/2026

A legal power of attorney allows a trusted agent to manage financial or medical decisions if you become incapacitated. Establishing durable powers of attorney early protects your assets and relieves family burden.

https://www.consumerfinance.gov/ask-cfpb/what-is-a-power-of-attorney-poa-en-1149/?

A power of attorney is a legal document that allows someone else to act on your behalf.

10/12/2026

If you need a pregnancy-related workplace accommodation, your employer must engage in the "interactive process" with you once you speak up. Learn how the Pregnant Workers Fairness Act protects your job and health, and what steps to take next.

https://www.eeoc.gov/wysk/what-you-should-know-about-pregnant-workers-fairness-act

10/09/2026

The Equal Pay Act covers all forms of compensation, from base salary and overtime to bonuses and benefits. Employers cannot reduce wages to correct pay disparities. Read the official Department of Labor guide on worker rights. https://www.dol.gov/agencies/oasam/centers-offices/civil-rights-center/internal/policies/equal-pay-for-equal-work

10/08/2026

Did you know delaying your first Required Minimum Distribution (RMD) could force you to take two taxable withdrawals in the same year? Understand the 2026 updates to RMD rules and how they affect your retirement accounts and beneficiaries. Read more.

Understanding distribution rules can help retirees and IRA heirs avoid costly penalties and take advantage of new limits.

10/06/2026

Without an updated estate plan, court proceedings like probate can result in unnecessary delays, public record disclosures, and higher administrative costs. Taking action now helps secure your family's financial future.

https://www.fidelity.com/viewpoints/personal-finance/do-you-need-an-estate-plan?

Do you need an estate plan? Among the key issues to consider are children, the size of your estate, and privacy. Fidelity Viewpoints Key takeaways Anyone can benefit from having a basic estate plan including a will, financial durable power of attorney, and health care proxy. You may or may not need....

10/05/2026

Are you working off the clock or missing overtime pay without realizing it? Wage theft occurs in many forms, but federal labor laws protect workers from unfair pay practices. Learn the common warning signs and safeguard your compensation.

https://www.workplacefairness.org/wage-theft-signs/

10/02/2026

Reporting company wrongdoing shouldn't cost you your job or put you in legal jeopardy. Federal law under the Defend Trade Secrets Act provides specific immunity protections for whistleblowers sharing confidential information with government officials.

Learn more about your rights: https://www.investopedia.com/worker-adjustment-and-retraining-notification-act-11701022?

10/01/2026

A standard will doesn't cover your digital life. To protect everything from online bank accounts to family photos, you need a digital estate plan that aligns with state laws and platform tools (like Apple Legacy Contact). Secure your digital footprint.

You've probably got a will, or you're planning to get one. Maybe you've already had the harder conversations about health directives and who gets