08/18/2026
The hospital billing office calls before the swelling in his leg goes down, asking who's paying for the MRI. If he was riding a motorcycle instead of driving a car, his own auto policy isn't picking up that bill.
Florida's no-fault law doesn't treat motorcycles like cars. Standard auto PIP coverage generally doesn't extend to injuries from riding a motorcycle, because state law doesn't define motorcycles as motor vehicles for that purpose. The gap opens immediately. Bills start piling up long before any settlement or verdict covers them.
What closes that gap is the paperwork nobody wants to deal with at 9 PM: treatment records, physician notes on how serious the injury really is, and the bills themselves, lined up to show what this crash cost. Proving those damages typically depends on keeping that trail complete from the first appointment on.
Save our number before the next bill arrives: (954) 713-1212.