Dean Rinker - Heirloom Properties, Lic #01300527

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Dean Rinker - Heirloom Properties, Lic #01300527

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Stay on top of market trends and values if you're considering selling, buying or investing in real es

Stay on top of market trends and values if you're considering selling, buying or investing in real estate in Sacramento, El Dorado & Placer counties.

10/06/2026

🏠 𝗖𝗼𝘂𝗹𝗱 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗙𝗮𝗹𝗹 𝗦𝗵𝗼𝗿𝘁?

Most homeowners assume their insurance would fully rebuild their home after a major loss. Unfortunately, policy limits do not always keep pace with rising labor, material, and building code costs.

Standard homeowners insurance may also exclude flood and earthquake damage or limit coverage for jewelry, art, collectibles, and other valuables.

That matters throughout Sacramento, El Dorado, and Placer counties, where wildfire exposure, storms, and construction costs can create expensive surprises.

Take a few minutes this week to review your policy with a licensed insurance agent. Ask about your dwelling limit, extended replacement coverage, building code upgrades, valuables, and separate disaster coverage.

Want the five questions you should ask your insurance agent?

𝗧𝘆𝗽𝗲 𝗖𝗛𝗘𝗖𝗞𝗟𝗜𝗦𝗧 𝗶𝗻 𝘁𝗵𝗲 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝘀, 𝗮𝗻𝗱 𝗜’𝗹𝗹 𝘀𝗲𝗻𝗱 𝘆𝗼𝘂 𝗮 𝘀𝗶𝗺𝗽𝗹𝗲 𝗰𝗵𝗲𝗰𝗸𝗹𝗶𝘀𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝘂𝘀𝗲 𝗱𝘂𝗿𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗿𝗲𝘃𝗶𝗲𝘄.

This is general information, not insurance advice. Every home and policy is different.

08/31/2026

𝗙𝗶𝘃𝗲 𝗛𝗼𝗺𝗲 𝗨𝗽𝗱𝗮𝘁𝗲𝘀 𝗧𝗵𝗮𝘁 𝗗𝗲𝗹𝗶𝘃𝗲𝗿 𝘁𝗵𝗲 𝗦𝘁𝗿𝗼𝗻𝗴𝗲𝘀𝘁 𝗥𝗲𝘀𝗮𝗹𝗲 𝗥𝗲𝘁𝘂𝗿𝗻

Not every home improvement returns the same value. Zonda’s 2025 Cost vs. Value Report found that the strongest national returns came from garage door replacement, a new steel entry door, manufactured stone veneer, fiber cement siding, and a minor kitchen remodel.

The estimated cost recovered at resale ranged from 112.9% for a minor kitchen remodel to 267.7% for a garage door replacement.
Why did exterior projects dominate? They improve curb appeal, are easy for buyers to notice, and usually cost less than major interior renovations. A minor kitchen remodel also performs well because it improves an important room without the expense and personal choices involved in a complete redesign.

The Pacific region reported particularly strong returns for garage doors, stone veneer, and steel entry doors. However, no percentage is guaranteed. Results depend on the home, neighborhood, project cost, materials, workmanship, and timing.
Before choosing a project, stand across the street and study your home. Look for the one exterior feature that appears most dated, damaged, or inconsistent with nearby homes. Improving that weak spot may be more valuable than simply choosing the most expensive renovation.

Questions? Considering a move? DM me here or call/text me at 916-508-5353.

08/20/2026

🏠 Small upgrades can make a big difference in how your home looks and feels.
Fresh paint, updated lighting, new hardware, decluttering, or a good power washing can refresh your home without a major remodel.
Choose one manageable project and finish it this week. Which one will you tackle first?
Considering a move? Call/text me at 916-508-5353 and let's discuss the possibilities.

07/05/2026

Happy 250th! 🎇

06/08/2026

🏠 The latest numbers are in for the Greater Sacramento Region, and the market continues to show surprising strength.

Across Sacramento, Placer, and El Dorado Counties, inventory is increasing, pending sales are up nearly 12% from a year ago, and home prices continue to hold firm. Buyers have more choices than they've had in recent months, while sellers are still receiving about 99% of their original asking price.

Whether you're considering buying, selling, investing, or simply tracking your home's value, here's a quick look at what's happening across our region as we head deeper into the summer market.

What do you think will have the biggest impact on housing during the rest of 2026: interest rates, inventory levels, or buyer demand?

06/04/2026

🏠 A lot of people are asking me the same question lately:

"With mortgage rates where they are, is now still a good time to sell?"

The answer may surprise you.

Buyers haven't disappeared. In fact, homes are still selling every day. What's changed is that buyers are being more careful, more selective, and paying closer attention to value than they were a few years ago.

That means sellers can still achieve great results, but pricing, preparation, and strategy matter more than ever.

The sellers who tend to struggle are the ones who price based on what they hope their home is worth. The sellers who succeed are the ones who price based on what today's buyers are actually willing to pay.

The market is always changing. The key is understanding the market we're in today, not the one we had yesterday.

If you've been wondering what your home might be worth or whether selling makes sense for you, feel free to reach out. I'm always happy to answer questions.

📞 916-508-5353

What do you think? Are mortgage rates the biggest factor holding buyers back right now, or is it something else?

04/23/2026

🏠 Home price changes nationwide and here in Sacramento. New data shows a clear split across the country, with some metros still seeing price growth while others are pulling back.

• Sacramento stands out on the declining side, with prices down a little over 1% year-over-year.

• What this means locally: the market is shifting toward more balance, buyers have more leverage, and pricing strategy matters more than ever.

• Homes that are priced right and show well are still selling, but the margin for error is getting smaller.

Curious what this means for your home value in today’s market? Reach out, and I’ll break it down for you. Text/call me at 916-508-5353.

Address

1024 Iron Point Road
Folsom, CA
95630

Website

http://www.DeanSellsFast.com/

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