The Stutzman Law Firm, PLLC

The Stutzman Law Firm, PLLC The Stutzman Law Firm is located in Flowood, Mississippi and specializes in personal injury.

šŸ¹ Labor Day weekend means cookouts, boat days, and full patios all over the Jackson metro. Unfortunately, it’s also one ...
08/30/2026

šŸ¹ Labor Day weekend means cookouts, boat days, and full patios all over the Jackson metro. Unfortunately, it’s also one of the deadliest weekends of the year on Mississippi roads, with alcohol involved in more fatal crashes than almost any other holiday.

Most people assume that if a drunk driver hits you, the driver is the only one who can be held responsible. In Mississippi, that’s not always true.

Under Mississippi’s dram shop law, a bar, restaurant, or casino can lose its legal immunity and be held liable if it serves alcohol to someone who is visibly intoxicated — not just ā€œhad a few,ā€ but obviously, visibly drunk — and that person then causes a wreck.

In one Mississippi case, a casino was found liable after a patron who’d been drinking there for 16 hours left and was clocked driving nearly 100 mph before causing a fatal crash. āš–ļø

Here’s the catch: this is one of the tougher standards to prove in the country. The bar has to have actually served someone who looked drunk in the moment. This is not just someone who drank a lot over the course of the night. That’s why what happened in the hours before a crash can matter just as much as the crash itself.

Please watch out for each other this Labor Day weekend. If someone’s had too much, don’t let them get behind the wheel. šŸš—

Do you think a bar should share responsibility when it keeps serving someone who’s obviously drunk? We’d like to hear your take.šŸ‘‡

Your car’s back from the shop. Paint matches, everything runs — it looks perfect. šŸ”§ But if you tried to sell it tomorrow...
08/24/2026

Your car’s back from the shop. Paint matches, everything runs — it looks perfect. šŸ”§ But if you tried to sell it tomorrow, it’s worth less than an identical car that’s never been wrecked. Most people never think to ask for that difference back.

That gap has a name: diminished value. Even a flawless repair can’t erase a car’s accident history. CarFax and AutoCheck keep it on record for good, and buyers (and dealers) price accordingly. šŸ“‰

Mississippi law has recognized this loss for decades: the at-fault driver’s insurance company can be on the hook for it, not just your repair bill. āš–ļø One thing you should know: some insurers try to lowball this using a generic industry formula that Mississippi doesn’t actually follow. The real number comes from comparing your car’s value to similar cars without an accident on record.

One catch: this works most cleanly against the other driver’s insurer. If it’s your own uninsured motorist coverage paying out instead, your policy may exclude this loss, so it pays to know which insurer you’re dealing with. šŸš—

Takeaway: get an independent appraisal after repairs, keep your paperwork, and don’t assume ā€œit’s fixedā€ means ā€œit’s whole.ā€

Ever had a car repaired after a wreck and it just didn’t feel — or sell — quite the same? Tell us below. šŸ‘‡

Your medical bills don’t wait for your case to settle. šŸ„ Here’s who actually pays them in the meantime, and the part alm...
08/15/2026

Your medical bills don’t wait for your case to settle. šŸ„ Here’s who actually pays them in the meantime, and the part almost nobody explains up front.

Most people assume the at-fault driver’s insurance company starts covering medical bills as they come in. It doesn’t work that way. Liability claims get resolved at the end, either through a settlement or a verdict, and that can take months, or even years if the claim is litigated. So who pays while you’re still treating?

Usually one of three ways: your own health insurance (filed like any other claim), MedPay coverage if you carry it on your auto policy (optional coverage that often pays regardless of fault), or a letter of protection, where a provider agrees to treat you now and gets paid out of the eventual settlement or recovery after a verdict.

Here’s the part that surprises people: whoever fronts the cost, whether that is your health insurer, your MedPay carrier, Medicaid, or Medicare, usually has a right to be paid back out of your settlement. šŸ“‹ That’s called subrogation, and it’s real money that comes off the top, so it is important for claimants to know that it’s coming and to understand this process.

Mississippi is also a pure comparative fault state (Miss. Code § 11-7-15). That means your percentage of blame reduces your recovery. This is one more reason these numbers matter long before a case ever settles. āš–ļø

Bottom line: don’t put off treatment waiting on the other driver’s insurance to pay. Use what you have, keep every bill, and know that reimbursement is part of the math at the end.

Did you know part of your settlement might go toward paying back your own health insurer? Have you dealt with this after a wreck? šŸ‘‡

In Mississippi, a stranger shopping in a store is owed more legal protection than a friend you invited over for dinner. ...
08/09/2026

In Mississippi, a stranger shopping in a store is owed more legal protection than a friend you invited over for dinner. šŸ  That sounds backwards. It’s the law.

Mississippi is one of the states that still sorts everyone who steps onto property into three old categories, and the property owner’s legal duty changes completely depending on which one you were.

āš–ļø Invitee. This is a customer at a store, a patient at a clinic, anyone there for the owner’s business benefit. Highest protection: the owner has to keep the place reasonably safe AND warn about hidden dangers.

🚪 Licensee. This is a social guest. Someone there for their own pleasure, with permission. Far less protection: the owner mostly just has to not injure them willfully or recklessly.

🚧 Trespasser. This person has no permission at all. Same limited protection as a guest, with special rules for kids.

Here’s the kicker most people never see coming: Mississippi courts have said the benefit to the owner has to be tangible. Being happy you came over doesn’t count. That’s why a dinner guest is a licensee, not an invitee.

And your status can change while you’re there. A bar customer who climbs somewhere customers aren’t allowed to go stops being an invitee and becomes a trespasser. Yes, this can occur mid-visit.

The takeaway: if you’re hurt on someone else’s property in Mississippi, the first question isn’t ā€œhow bad was the hazard.ā€ It’s ā€œwhy were you standing there?ā€ Everything else follows from that determination. šŸ¤”

Did you know a house guest is owed less protection than a store customer? I’m genuinely curious how many people find that as surprising as most of my clients do. šŸ‘‡

Kids are back on Mississippi buses this month. 🚌 Most drivers can recite ā€œstop for the flashing lights.ā€ Almost nobody k...
08/01/2026

Kids are back on Mississippi buses this month. 🚌 Most drivers can recite ā€œstop for the flashing lights.ā€ Almost nobody knows what the law actually requires, or what’s on the line if they get it wrong.

Mississippi law says you stop at least 10 feet back the moment those red lights start flashing or the stop arm swings out, and you stay stopped until the kids are clear and the bus moves again. Only exception: a divided highway with 4+ lanes running the other direction.

First offense for blowing past a stopped bus: $350–$750 fine, up to a year in jail. Do it again within 5 years, and you’re looking at up to $1,500, a possible year in jail, and a 90-day license suspension. If a child gets hurt because a driver blew through that stop, Mississippi treats it as an aggravated assault case, not a traffic ticket. āš ļø

Nationally, drivers passed stopped school buses an estimated 39.3 million times last school year. That’s despite flashing lights, a giant stop sign, and kids standing right there. We as a community can do better. Let’s all do our part.

🚸 What’s the one traffic law you wish every driver actually knew? Tell us below.

A boat can go under in less than a minute. 😳Not in a storm. Not doing anything reckless. Just an ordinary afternoon on t...
07/25/2026

A boat can go under in less than a minute. 😳

Not in a storm. Not doing anything reckless. Just an ordinary afternoon on the water.

Here’s the number that should stick with you: of the people who drowned in boating accidents nationwide last year, 87% were not wearing a life jacket. Not ā€œdidn’t have one on the boat.ā€ Weren’t wearing it. šŸ›Ÿ

Mississippi law sets the floor. Every boat has to carry a Coast Guard-approved life jacket for each person aboard. Kids 12 and under have to actually be wearing one any time the boat is underway, not have one stashed under a seat. Boats over 16 feet need a throwable device too. And on a Jet Ski or WaveRunner, everybody wears one, no exceptions for age.

There’s a BUI law as well. Same 0.08 limit as driving, and the penalties climb to felony territory if someone gets hurt or killed.

If a boating accident does cause an injury, sorting out responsibility works a lot like a car wreck: was the operator careless with speed, attention, alcohol, or the safety rules themselves?

ā˜€ļø What’s on your pre-launch checklist before you leave the dock? Curious what folks actually check.

More than 100 new Mississippi laws took effect on July 1. Most won't make headlines, but a few could genuinely help you ...
07/11/2026

More than 100 new Mississippi laws took effect on July 1. Most won't make headlines, but a few could genuinely help you or someone you love.

Two stood out to us.

Jill's Law (HB 565). Named in memory of Jill Eure, a Mississippian who passed away in 2025 after a battle with multiple myeloma, this law now requires most health insurance plans in our state to cover biomarker testing when it's supported by clinical evidence. Biomarker testing looks for specific signals in your blood, tissue, or imaging that can help doctors catch a disease earlier or match a patient to the right treatment faster. For families facing a serious diagnosis, that can make all the difference.

A raise for Mississippi's teachers. Educators across the state are receiving a $2,000 pay raise this school year, with an additional $2,000 for special education teachers. It's a modest step, but for the people who shape every generation that follows, it's one worth celebrating.

Curious about the other laws that took effect July 1? We've linked a full rundown below:

https://www.wlox.com/2026/07/01/july-1-new-mississippi-laws-take-effect-today/

At The Stutzman Law Firm, we believe an informed community is a stronger one. šŸ’™

Two hundred fifty years ago, a handful of people signed their names to a dangerous idea: that rights come from being hum...
07/04/2026

Two hundred fifty years ago, a handful of people signed their names to a dangerous idea: that rights come from being human, not from a king, and that ordinary citizens hold the power. Everything since has been the work of living up to it.

Swipe through a few of the milestones that carried the American promise forward, from the Declaration of Independence to the Bill of Rights to the long fight to extend those rights to everyone.

Two and a half centuries in, that work continues, and it’s kept by regular people who show up for their neighbors. From all of us at The Stutzman Law Firm, happy Independence Day, and happy 250th, America.šŸ‡ŗšŸ‡øšŸ‡ŗšŸ‡øšŸ‡ŗšŸ‡ø

Mississippi has a new driver’s education law, and it’s worth knowing about.Starting July 1, Senate Bill 2695 directs the...
06/27/2026

Mississippi has a new driver’s education law, and it’s worth knowing about.

Starting July 1, Senate Bill 2695 directs the Department of Public Safety to create a statewide Driver Education and Training Program. It will be open to homeschool students and to adults who never took a driver’s ed course. Then, beginning in July 2027, anyone getting their license for the first time will have to show they completed the training.

Why we’re sharing this: summer is the most dangerous time of year for young drivers, and good training saves lives.

We see the aftermath of serious wrecks every week, and a lot of them trace back to inexperience behind the wheel. Anything that puts better-prepared drivers on Mississippi roads is good for all of us.

If you’ve got a teenager getting close to driving age, keep this on your radar before next summer. We’ll watch how the program takes shape and pass along any information that we learn.

Stay safe out there, from all of us at The Stutzman Law Firm.

Address

106 Luckney Station Road, Suite B
Flowood, MS
39232

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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