Louis Law Group

Directions Website

Louis Law Group The attorneys at Louis Law Group represent policyholders throughout the state of Florida in residential and commercial property insurance coverage disputes.

We fight for you at every step of the claims process and push for an early resolution of your claim. When necessary, we will aggressively and professionally litigate your position to achieve the best possible results.

American Home Shield denied your claim? The reason they gave may not hold up.- "Pre-existing condition" denials often re...
10/16/2026

American Home Shield denied your claim? The reason they gave may not hold up.

- "Pre-existing condition" denials often rest on one technician's initial inspection notes. If you have no prior service records showing a defect, that finding can be challenged — courts scrutinize this kind of evidence.
- A "lack of maintenance" denial isn't the end either. Florida law doesn't require professional maintenance logs — your own receipts for air filters or coolant can rebut it.
- Low cash payout? Those offers are frequently based on wholesale prices from cheaper regions, not what repairs actually cost in Miami. Homeowners have challenged this in court as breach of contract.
- Code upgrade exclusions can often be negotiated when the upgrade is integral to restoring function — Florida recognizes the implied covenant of good faith and fair dealing in service contracts.
- One more fine-print trap: AHS reserves the right to replace items with "substantially similar" units, which may mean refurbished, not new.

Florida deadlines can be as short as two years — act quickly. Call Louis Law Group at 833-657-4812 for a free case evaluation and policy review. No fees unless we win.
https://www.louislawgroup.com/american-home-shield-denial-guide-new-york-florida?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_photo


Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

Your home warranty claim was denied. In Florida, that doesn't have to be the final answer.— Ask for the denial in writin...
10/14/2026

Your home warranty claim was denied. In Florida, that doesn't have to be the final answer.

— Ask for the denial in writing. Florida law lets you request a written explanation, which puts the company's reasoning on paper.

— Build your paper trail. Regulators work from records: the full contract with its exclusions, the denial letter, independent estimates from licensed contractors, photos, and a log of every call.

— Send a formal demand letter by certified mail. State what was denied, what you're asking for — repair, replacement, or reimbursement — and give 10 to 14 business days to respond. The return receipt is your proof of delivery.

— File with Florida's DFS. Service warranty companies are regulated under Florida Statutes Chapter 634, Part II. Complain online at myfloridacfo.com or call 1-877-MY-FL-CFO, and be specific: dates, claim numbers, the exact exclusion they cited.

— Add federal pressure. A CFPB complaint requires a response; FTC and BBB filings build a public record.

One caution: follow your contract's appeals process exactly and meet every date. Florida deadlines can be as short as two years — act quickly.

Still being stonewalled on a valid claim? We offer a free claim review — no fee unless we win.

https://www.louislawgroup.com/how-to-file-a-complaint-against-a-home-warranty-company?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_album


Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

A contractor's mistake shouldn't turn into your bill.A cracked slab, a flooded ceiling, broken pipes or shoddy work that...
10/06/2026

A contractor's mistake shouldn't turn into your bill.

A cracked slab, a flooded ceiling, broken pipes or shoddy work that ruins other parts of your home: contractors who damage your property are legally responsible for making it right. Here's how to handle it step by step:

– Build the record first. Take wide shots, close-ups and time-stamped photos. If the damage is significant, think about having an independent contractor, engineer or adjuster look at it before anything is repaired or thrown out.

– Show the damage wasn't already there. Photos or notes from before the work started can matter as much as the damage photos.

– Look up the contractor. Florida's DBPR lets you check a license number, its status and any past discipline online.

– Know the ways you can get paid. There are typically four: the contractor's liability insurance, a surety bond (often modest), Florida's Homeowners' Construction Recovery Fund (it generally requires a judgment first and has eligibility rules and caps), and your own policy, whose insurer may then go after the contractor. You can use more than one.

– Put it in writing. A dated demand sent by certified mail creates a paper trail, and many disputes settle at this stage.

Florida deadlines can be as short as two years, so act quickly. Construction-defect claims generally need a Chapter 558 written notice before a lawsuit is filed.

Has a contractor damaged your home? Talk to Louis Law Group. No fees unless we win.
https://www.louislawgroup.com/how-to-make-a-contractor-pay-for-damage-they-caused?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_photo


Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

10/03/2026

Know the clock on your Florida property claim. You generally must give your insurer notice of an initial claim within 1 year of the date of loss — 18 months for a supplemental claim. Your insurer must usually acknowledge you within 7 days and pay or deny within 60. If Frontline denied, delayed, or underpaid your claim, keep every document and estimate, and get a free case review. No fee unless we win. https://www.louislawgroup.com/frontline-insurance-company-florida-reviews?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_feed
Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

10/03/2026

"Great rates until you actually need them" — an actual line from the customer reviews. We analyzed 3,247 verified reviews of Frontline Insurance: pricing scored 4.2/5, but claims processing speed came in at just 2.1/5. Under Florida law, your insurer must usually acknowledge your claim communications within 7 days and pay or deny the claim within 60 days of notice. If your claim was denied, delayed, or underpaid, get a free case review — no fee unless we win. https://www.louislawgroup.com/frontline-insurance-company-florida-reviews?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_reel
Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

09/30/2026

A look back at Broward County, Florida on September 18, 2026. The National Weather Service logged two preliminary local storm reports that afternoon: a short duration landspout at Lighthouse Point relayed by broadcast media, and minor flooding near Dania Beach reported by an emergency manager at the airport entry and exit, portions of Perimeter Road, and parking structures. These reports are preliminary and are not damage assessments. After any storm, take dated photos, keep receipts for temporary repairs, and review your policy.

Source: NWS/SPC preliminary report, Sep 18, 2026, 1:30 PM to 3:10 PM ET (NWS Miami). Radar: NOAA MRMS.

Learn more: https://www.louislawgroup.com/see-if-you-qualify?utm_source=facebook&utm_medium=organic&utm_campaign=storm_reels&utm_content=fl-20260918-broward-1730z&utm_term=lighthouse-point

Louis Law Group, PLLC | Pierre Louis | 12 SE 7th St Ste 805, Fort Lauderdale, FL 33301 | (833) 657-4812

Attorney advertising. General educational information, not legal advice. Storm data are preliminary National Weather Service reports and may be revised.

Broward County, Florida, September 18, 2026: two preliminary National Weather Service reports, a short duration landspou...
09/30/2026

Broward County, Florida, September 18, 2026: two preliminary National Weather Service reports, a short duration landspout at Lighthouse Point and minor flooding near Dania Beach. Preliminary reports are not damage assessments. After any storm, take dated photos and keep receipts.

Source: NWS/SPC preliminary report, Sep 18, 2026, 1:30 PM to 3:10 PM ET (NWS Miami). Radar: NOAA MRMS.

Learn more: https://www.louislawgroup.com/see-if-you-qualify?utm_source=facebook&utm_medium=organic&utm_campaign=storm_reels&utm_content=fl-20260918-broward-1730z&utm_term=lighthouse-point

Louis Law Group, PLLC | Pierre Louis | 12 SE 7th St Ste 805, Fort Lauderdale, FL 33301 | (833) 657-4812

Attorney advertising. General educational information, not legal advice. Storm data are preliminary National Weather Service reports and may be revised.

09/26/2026

Covered repair, denied rental? That’s common with vehicle service contracts. Rental reimbursement is usually repair‑linked, capped per day/per event, and strict documentation windows can derail a valid claim. If you were denied, a review of the exact contract language can matter. Get a free claim review: https://www.louislawgroup.com/endurance-warranty-rental-reimbursement?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_reel
Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

09/26/2026

Endurance rental reimbursement is often not “anytime your car is in the shop.” Many plans treat it as a repair‑linked benefit: the part must be covered under your plan, pre‑authorization may be required before repairs begin, and benefits can start only after a minimum time in the shop. Learn what documentation and limits typically apply: https://www.louislawgroup.com/endurance-warranty-rental-reimbursement?utm_source=facebook&utm_medium=social&utm_campaign=autospot&utm_content=fb_feed
Attorney Advertising. Prior results do not guarantee a similar outcome.
Louis Law Group · Fort Lauderdale, FL · (833) 657-4812 · louislawgroup.com

Address

12 SE 7th Street Suite 805
Florida City, FL
33301

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Louis Law Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category