Rick Woods, Attorney At Law

12/15/2025

https://www.oklahoman.com/story/news/state/2025/12/01/state-farm-hail-damage-lawsuits-oklahoma/87551117007/

My, my, my, we pay premiums, just to be denied. I have been seeing a lot of SF denials that don't make sense.

Thousands of pages of filings revealed allegations of a scheme worth billions of dollars, perpetrated by Oklahoma’s largest writer of homeowners insurance.

05/19/2025

Watch the skies and be careful today. If a storm comes calling, be sure to take note of any property damage, document it, photograph it and don't hire anyone who comes to your door looking for work. Also, notify your carrier immediately if you think you have damage.

04/30/2025

Here’s one where the carrier said superficially damaged. Hmmm! Punctured full thickness of membrane with moisture in insulation board beneath.

04/30/2025

It is that time of year when hail will fall and your roof will be damaged. Get ready for something along the lines of the damage is superficial or the complained of problem is from wear and tear and not covered. These are just some of the responses I have seen to valid claims for damage from covered perils. Insurance carriers employ third-parties who do nothing other than travel around inspecting roofs and providing reports that allow the insurance carrier cover to say no to your claim. Don't be fooled, get employ your own experts who can debunk their junk science. Call us if you find yourself in this position.

Call now to connect with business.

08/23/2024

Getting a lot of calls about insurance not wanting to pay damage claims or severely deducting from estimates. Know your rights, including a statutory penalty against an insurer that wrongfully denies a claim

03/18/2024

Our lawyers in Fayetteville, AR specialize in a wide range of fields, including personal injury. Contact us to schedule a consultation today.

03/18/2024

https://www.myerswoodslaw.com/

Our lawyers in Fayetteville, AR specialize in a wide range of fields, including personal injury. Contact us to schedule a consultation today.

03/16/2024

Don’t forget to register the beneficial owners of your entity with Fincen.
https://www.fincen.gov/news/news-releases/us-beneficial-ownership-information-registry-now-accepting-reports #:~:text=The%20bipartisan%20Corporate%20Transparency%20Act,secure%2C%20and%20free%20of%20charge.

Immediate Release January 01, 2024 Existing Companies Have One Year to File; New Companies Must File Within 90 Days of Creation or Registration WASHINGTON -- Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) began accepting beneficial ownership information ...

03/16/2024

Insurance has gone through the roof. Despite record profits (look at Berkshire Hathaway latest disclosure) premiums are up, but riders on policies exclude “cosmetic damage” on commercial roofs and coinsurance riders that can require you to share in the cost to repair on replacement cost policies. Make sure you have enough coverage and if you have a metal roof, be Leary of cosmetic waivers.

03/18/2022

Legal assistant opening for civil trial practice. Inquire at (479) 443-5222 or [email protected]

03/14/2021

Revisiting the infamous hot coffee case. Perception of this case is wrong. During the trial of the case, it was revealed that McDonald’s kept its coffee temperature between 180 and 190 degrees. liquids over 140 degrees can cause serious burns. McDonalds served its coffee this hot because they claimed it made the coffee taste better. Have you ever spilled coffee on yourself? Would you expect to need skin grafts if you did?

Get the real story here. https://www.retroreport.org/video/taking-the-lid-off-the-mcdonalds-coffee-case/

Or better yet, watch the documentary "Hot Coffee" on Netflix. People have commented on this case without knowing anything about it. What if this was your grandmother.

Stella Liebeck was vilified when she was awarded millions after spilling McDonald's coffee in her lap. Her complaint sounded frivolous. But the facts told another story.