Stephen G. Pape, Attorney at Law

Stephen G. Pape, Attorney at Law Stephen G. Pape is a licensed attorney in Fairview, NJ. with over 38 years of experience.

02/15/2018

One reason that people file for bankruptcy is that it can give you relief from your creditors and help you and your family get a fresh start.

02/13/2018

There’s a misconception that filing for bankruptcy means constantly having to appear in bankruptcy court. While there may be times at the beginning when your presence is necessary, we’ll typically be able to handle the appearances on your behalf.

02/08/2018

Before filing for bankruptcy, you should always consult with a bankruptcy lawyer, as there are many factors to consider and critically important issues that need to be addressed prior to the filing.

02/06/2018

Certain debts cannot be discharged (where you are no longer liable) in bankruptcy. These include certain liens, tax claims, government fines and penalties, punitive damages and debts involving fraud, spousal and child support, and most student loans.

02/01/2018

We understand that many families are a job loss or severe illness away from foreclosure on their home. If you’ve fallen on hard times, let’s discuss how bankruptcy protection could keep you from losing your home.

01/30/2018

Your Chapter 13 payment plan should cover your past due mortgage payments, a percentage of your unsecured debt, and the trustee commission of about 11% of all plan payments. In addition, you'll need to keep making your mortgage and car payments.

01/25/2018

Chapter 13 bankruptcy works as a repayment plan that must be approved by the court. People usually file Chapter 13 bankruptcy if they’ve fallen behind in their mortgage or are facing foreclosure.

01/23/2018

Did you know that debts have a statute of limitations? Past this point, a debt collector no longer has the right to sue you for the debt. The statute length depends on the state and the kind of debt, but a bankruptcy attorney will be able to sort through everything.

01/18/2018

There are four different kinds of bankruptcy: Chapter 7 (known as liquidation or straight bankruptcy), Chapter 11 (reorganization), Chapter 12 (reserved for family farmers and fishermen), and Chapter 13 (known as debt adjustment). A bankruptcy attorney will go over your options with you to select the right one.

01/16/2018

Not only can we get you through the bankruptcy process, but we can also offer some tips to help get you back on the road to financial fitness. As long as you are careful about paying your bills on time, you may be surprised at how quickly you can improve your credit picture.

01/11/2018

If you have a steady income and would like to hold on to your personal property, a Chapter 13 bankruptcy may be appropriate for you. Let’s talk about what kind of payment plans may be available in your situation.

Address

187 Anderson Avenue
Fairview, NJ
07022

Telephone

+12019455252

Website

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