Kelly Guzzo, PLC

Kelly Guzzo, PLC We help you recover from identity theft, credit errors and more.

Trapped in a payday or online loan with sky-high interest rates? You're not alone — and you may have more legal options ...
08/17/2026

Trapped in a payday or online loan with sky-high interest rates? You're not alone — and you may have more legal options than you think.

Some lenders claim state and federal lending laws don't apply to them, or that they're shielded by another country's rules. That's often not true. And even after you revoke authorization for bank withdrawals, some lenders keep taking your money anyway — which can be illegal.

At Kelly Guzzo, PLC, we've helped consumers fight back against predatory, high-interest loan servicers, securing over $1 billion in class action settlements with online lenders nationwide.

If you're stuck in a high-interest loan trap, don't navigate it alone. Reach out for a free consultation with our payday loan attorneys: https://www.kellyguzzo.com/practices/payday-and-online-loans/

Their words, not ours.
07/22/2026

Their words, not ours.

🚨 Identity theft doesn't end when the fraud is discovered.Kelly Guzzo, PLC recently filed a lawsuit against Capital One,...
07/09/2026

🚨 Identity theft doesn't end when the fraud is discovered.

Kelly Guzzo, PLC recently filed a lawsuit against Capital One, Equifax, Experian, and TransUnion, alleging violations of the Fair Credit Reporting Act (FCRA) after a fraudulent credit card account remained on a consumer's credit reports despite repeated disputes.

When creditors and credit bureaus fail to conduct reasonable investigations, consumers can face lasting damage to their credit and financial future.

👉 Read more about the case and your rights under the FCRA here: https://www.kellyguzzo.com/capital-one-identity-theft-lawsuit/

Fraud isn’t new—but the scale is.Americans lose billions each year to unauthorized transactions, often without realizing...
06/25/2026

Fraud isn’t new—but the scale is.

Americans lose billions each year to unauthorized transactions, often without realizing it until the money is gone.

The reality:

Fraudsters move fast
Charges can go unnoticed
Proving it wasn’t you isn’t always easy

The good news? You may be protected by law.

From credit cards to bank accounts to wire transfers—there are safeguards that could limit your liability.

👉 Know your rights and what to do next: https://www.kellyguzzo.com/practices/unauthorized-transactions/

🚨 Credit report errors are becoming harder to fix.A recent ProPublica investigation found that consumers are facing incr...
06/10/2026

🚨 Credit report errors are becoming harder to fix.

A recent ProPublica investigation found that consumers are facing increasing challenges when disputing inaccurate information with the major credit bureaus—even when they provide clear evidence.

These errors can impact your ability to obtain loans, secure housing, and maintain a healthy credit score.

While the process may be frustrating, consumers still have important protections under the Fair Credit Reporting Act (FCRA), and credit bureaus remain legally obligated to investigate and correct inaccurate reporting.

👉 Read more about your rights and options here: https://www.kellyguzzo.com/credit-report-errors-fcra-rights/

⚖️ Kelly Guzzo, PLC is investigating Post Lake Lending and other tribal payday lenders.Some tribal lenders have issued l...
06/01/2026

⚖️ Kelly Guzzo, PLC is investigating Post Lake Lending and other tribal payday lenders.

Some tribal lenders have issued loans with interest rates reportedly exceeding 750% APR, while claiming tribal law exempts them from state lending regulations.

Courts across the country have increasingly scrutinized these lending structures and the use of tribal affiliation to avoid state usury and consumer protection laws.

If you've obtained a loan from Post Lake Lending or another tribal lender, you may have legal rights.

👉 Read more about the investigation and your options here: https://www.kellyguzzo.com/post-lake-lending-tribal-payday-loans/

ICYMI:🚨 Mixed credit can seriously damage your credit report 🚨Kelly Guzzo, PLC recently resolved a Virginia lawsuit agai...
04/23/2026

ICYMI:🚨 Mixed credit can seriously damage your credit report 🚨

Kelly Guzzo, PLC recently resolved a Virginia lawsuit against Experian, Equifax, and TransUnion involving mixed credit—when one person’s credit file is incorrectly combined with another’s.

👉 Read more about the case: https://www.kellyguzzo.com/mixed-credit-lawsuit-virginia/

🎓 Virginia student loan borrowers may be seeing unexpected balance increases under the SAVE Plan.The SAVE Plan was desig...
04/20/2026

🎓 Virginia student loan borrowers may be seeing unexpected balance increases under the SAVE Plan.

The SAVE Plan was designed to prevent interest from growing for borrowers making on-time payments—but some servicers may not be applying those protections correctly.

Kelly Guzzo, PLC is currently investigating whether companies like Aidvantage and MOHELA are improperly charging interest and reporting inaccurate balances.

These errors can have real financial consequences—not just for loan balances, but for credit as well.

👉 Read more about what’s happening and what borrowers can do: https://www.kellyguzzo.com/virginia-save-plan-student-loan-errors/

🚨 Background Check Errors Can Cost You OpportunitiesDid you know that inaccurate or misleading information on a backgrou...
03/26/2026

🚨 Background Check Errors Can Cost You Opportunities

Did you know that inaccurate or misleading information on a background check could stand between you and the job or home you want? Unfortunately, these errors are more common than many people realize.

Some of the most frequent issues include:
▪️ Misdemeanors incorrectly reported as felonies
▪️ Criminal cases listed without a final outcome, making them appear pending
▪️ Plea deals not properly reflected, exaggerating the severity of a sentence
▪️ Duplicate reporting of the same case, creating the appearance of multiple offenses
▪️ Criminal records that don’t belong to you at all

Under the Fair Credit Reporting Act (FCRA), background check companies are required to conduct a reasonable investigation when you dispute inaccurate information. If errors go uncorrected, you may have legal options.

Read more: https://www.kellyguzzo.com/practices/background-check-issues/

Address

3925 Chain Bridge Road Suite 202
Fairfax, VA
22030

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+17034247570

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