Vibs Realty

05/28/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Let's be real with each other for a second about affordability.

05/25/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.

05/21/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/18/2026

Foreclosures are up, but don't panic.

Yes, filings have risen over the past year. But zoom out and look at the full picture.

We're still below historical norms – and nowhere near levels seen around 2008.
This isn't a crash. It's the market returning to normal after foreclosures were artificially low during the pandemic.

And here's something else worth knowing. These are filings. Not all of them will actually turn into completed foreclosures.

If you've been hearing a lot about this lately and want to make sense of what it means, drop a comment or send me a DM. Happy to talk it through.

05/14/2026

What the Foreclosure Headlines Aren’t Telling You

Foreclosure filings may be rising, but they're still low. And the equity most homeowners are sitting on today is a key reason this looks nothing like 2008.

05/11/2026

Why do some homes sell fast. While others sit?

It’s not just the market.

Right now, the typical home is still going under contract in about 19 days – and some in as little as a week.

So, homes are still selling. Just not all of them. Some are even selling quickly.

The difference? Buyers are more selective than they’ve been in years. They’re paying attention to price, condition, and how a home shows online before they ever step inside.

That means the homes that feel move-in ready and priced right are still getting strong interest, even now. But the homes that aren’t? They sit.

If you’re thinking about selling, the question isn’t just “will it sell?” It’s “how will it stack up?”

Want to make sure yours stands out? DM me and I’ll walk you through what I’d do if I were you.

05/07/2026

The Secret To Selling Fast, No Matter the Market

Today's housing market rewards the right strategy. Because even in a slower area, the homes that are priced realistically and positioned well are still selling – sometimes faster than you may expect.

Let’s connect if you’re ready to make yours one of them.

When you put your house on the market, you don’t just want it to sell. You want it to sell fast.

05/04/2026

If you’re currently asking yourself: can I stay in this house long-term, or does it make more sense to move? Here’s what I'd tell you.

While aging in place can be a great option, over time it usually means making updates so your home continues to work for you.

Some of those changes are simple. Others can be more of an investment.

That’s why planning ahead matters if you think you want to go this route. It gives you the chance to spread out the work and the costs over time.

But it’s also okay if you don’t want to take that on.

If this has crossed your mind at all and you’re trying to decide what’s next, what projects to tackle, or what else is out there, let’s talk it through.

04/30/2026

Stay or Sell? How To Make the Right Call as You Age

There’s no one-size-fits-all answer here.

Some people stay and make updates. Others move to simplify things. Either can be the right choice. The goal isn’t to pick one today. It’s to understand your options early, so when the time comes, you feel confident instead of rushed.

And if you ever want a sounding board to think through what the future could look like for you, let’s connect.

At some point, as you start thinking about the years ahead, this question tends to come up...

04/27/2026

More Options Are Popping Up This Spring

More fresh listings are hitting the market right now, and that’s creating real opportunity.

If you put your search on hold last year, this Spring may be the time to jump back in. Let’s take a look at what just hit the market and see what could work for you.

Did you try to buy a home last year, but you ended up pressing pause?