Paramount Mortgage Company NMLS #1146508

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Paramount Mortgage Company NMLS #1146508 Locally owned and operated since 1997. Proudly Serving the entire State of Oregon. We’re proud to be a broker, not a bank. We are locally owned and operated.
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It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We feel strongly that our clients know that we are invested in them and our community. We have proudly been licensed in the State of Oregon since 1997.

10/13/2026

Just listed in Springfield, Oregon by Susan Moore! 🏡🔑

📍 4920 E St Springfield, OR 97478

Affordable New Construction! Beautiful Energy Star Rated Home with 4 bedrooms, 2 baths and so many upgrades! Stunning Kitchen with glossy white & gray cabinets, solid surface countertops, tile backsplash, farmhouse sink, large Island with eating area, smooth top range, dishwasher & side by side refrigerator with water & ice in door. The dining room/family room combo provides a large flexible area for all your needs. The primary suite is located away from the other 3 bedrooms providing great separation of space and features a walk-in closet and attached bath with a walk-in shower. The exterior boasts EZ Care landscaping and fiber cement siding. Manufacturer Warranty & a 2-10 Warranty included in sale. There is another brand new manufactured home next door for sale at 4914 E St. Taxes have not been determined yet. Step inside & fall in love!

Listed at $349,900 💰
🛏 4 bd | 🛁 2 / 0 ba | 📐1,500 sqft

Contact Susan today for more information:
📲 541-520-2129
📧 [email protected]
🔎 susanmoore.remax.com

We can't thank you enough for voting for Paramount Mortgage Company again this year! We have made so many wonderful frie...
10/07/2026

We can't thank you enough for voting for Paramount Mortgage Company again this year! We have made so many wonderful friends over the years! Thank you for supporting our family-owned, local business. We are grateful for you!

This is beautiful!
10/07/2026

This is beautiful!

How The Federal Reserve Impacts Interest RatesWhen it comes to buying a home or refinancing a mortgage, it is crucial to...
09/29/2026

How The Federal Reserve Impacts Interest Rates

When it comes to buying a home or refinancing a mortgage, it is crucial to pay attention to interest rates so you can budget accordingly. But what exactly drives those rates up or down? The Federal Reserve plays a significant role in shaping interest rates in the housing market, but there are other key factors that make an impact as well.Let’s Dive A Little Deeper…

While The Fed doesn’t directly set mortgage rates, it does control something called the “federal funds rate,” which is the interest banks charge each other to borrow money.

So, how does this affect you?

If the federal funds rate goes up, it costs banks more to borrow money. As a result, mortgage rates typically go up too. If the federal funds rate goes down and it becomes cheaper for banks to lend money, mortgage rates will often go down.

But it’s not always that straightforward. After the Fed cut the federal funds rate in late 2024, for example, mortgage rates remained the same or increased slightly.

Why? Mortgage rates do not simply move in lockstep with the Fed (up when the Fed raises rates and down when it cuts them). Sometimes, mortgage rates move even before the Fed acts, because lenders are always trying to stay ahead of the game. There are also other factors at play, like the state of the economy, inflation and high demand for housing.

When the economy is strong, interest rates tend to rise. In contrast, rates typically fall during periods of economic slowdown. High inflation can also drive rates upward, as can strong demand in the housing market.

But that’s not all, the lender you choose and your personal credit profile can also affect your rate. Your financial picture, such as your credit score and debt-to-income ratio, will influence the mortgage rate you’re offered as well.

While the Fed’s decisions are a key piece of the puzzle, they’re not the whole picture. Understanding this dynamic can help you make more informed decisions when you hear about the next anticipated rate announcement, enabling you to navigate the housing market with the right expectations in mind.

Nationally, this week is the best week of the year to buy a home, and the following few weeks are almost as favorable. I...
09/29/2026

Nationally, this week is the best week of the year to buy a home, and the following few weeks are almost as favorable. If you've been considering a move, this is your sign to reach out to your local real estate agent and lender and get started.

Give us a call! We are local and would love to help you on the path to homeownership! 541-684-0027

09/24/2026

Mortgage Rates Face Upward Pressure as Treasury Yields Jump | Today, September 24, 2026
Written by Alex Lange on Sep 24, 2026
5 min read
Today’s mortgage rates
The 10-year Treasury yield jumped 13.7 basis points to 5.121% from 4.984%, signaling upward pressure on mortgage pricing. That sharp move does not establish a matching increase in borrowers’ mortgage rates.

Freddie Mac’s weekly 30-year mortgage benchmark came in at 6.95%, but that measure is not today’s live lender quote. Daily mortgage headlines disagree, with reports of rates inching upward, mixed pricing and a one-year high. Those conflicting accounts don’t verify a uniform increase or a one-year high, leaving borrowers’ current lender quotes—not the weekly benchmark or Treasury move—as the relevant measure for a financing decision.

Although rates have elevated from recent lows, see if refinancing makes sense or tapping home equity is prudent. For home buyers, explore expert advice for 2026 and check if you qualify for financial assistance programs or more flexible loan options.

We can’t even begin to express our gratitude for nominating us this past three years. This coming June will be our 30th ...
09/22/2026

We can’t even begin to express our gratitude for nominating us this past three years. This coming June will be our 30th year in business. We are beyond grateful for the wonderful clients and friends we have made along the way.  Thank you for supporting our family owned, local business.  We wouldn’t be here without you.

Address

975 Willagillespie Road
Eugene, OR
97401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(541) 684-0027

Website

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