Graham and Kelly Levine I REALTORs

Graham and Kelly Levine I REALTORs 500+ Homes Sold | Top 2% in The US | 20+ Years | 5★ Rating | 760.421.1733
Real estate decisions carry more weight when life's changing. That's where we focus.

Graham and Kelly Levine | Compass | Move-up & estate sale specialists, North County & San Diego. We are a powerful duo with two very different but entirely complementary backgrounds. Together, we lead a top-producing real estate team specializing in Carlsbad and Coastal North County San Diego. Kelly is a creative, marketing-focused, results-driven real estate agent. She ensures properties shine wh

en brought to market- often commanding record-breaking prices for our sellers. Graham is the protection. He has a background in high-stakes negotiation, contract writing, and project management. Graham checks and confirms that our clients are confident and safe, paperwork is done right, concerns are addressed, and if problems arise- they are handled quickly. He is a master problem-solver with a protective streak when it comes to our clients. She is an out of the box thinker with a knack for using tech to our clients’ advantage and a keen eye for aesthetics. Together- we are your secret weapon in selling your home for top dollar or getting your offer accepted in a challenging market.

Thinking about selling, but worried your deal could fall apart before closing? Here's some perspective.Most home sales s...
08/30/2026

Thinking about selling, but worried your deal could fall apart before closing? Here's some perspective.

Most home sales still make it to the finish. And when one doesn't, the top reason is almost always inspection or repair issues. They play a part in more than 70% of deals that fall through.

But, luckily for you, inspection/repair issues are what you have the most power to prevent ahead of time. A pre-listing inspection lets you find and handle problems before a buyer's inspector ever does.

Ready to list? Let's talk about whether getting a pre-listing inspection makes sense for your house in our market.



Want more info about the real estate market? Call or text us at 760.421.1733.

Quick question: what's the one word you'd use to describe this year so far?For a lot of people, it's stressful. And when...
08/27/2026

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.



Want more info about the real estate market? Call or text us at 760.421.1733.

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has...
08/23/2026

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has grown. It’s the #1 bright spot for buyers in this market.

But you may have heard that growth has been slowing down.

It’s true it went from +31% a year ago to just +2% now. But that’s no reason to worry about your move.

Because nationally, inventory has been up year-over-year for 33 straight months. And the latest data shows the slowdown may have already hit its floor.

Plus, since rates aren't expected to come down much anytime soon, inventory growth may be about to pick back up.

The bottom line? Inventory is still better than it was last year – and that gives you options. And even more choices may be coming soon.

Wondering what this means for your plans? Send me a DM and let's talk through what’s available right here, right now.



Want more info about the real estate market? Call or text us at 760.421.1733.

08/20/2026

Home Prices Are Rising in 80% of Markets

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.



Want more info about the real estate market? Call or text us at 760.421.1733.

Mortgage rates aren’t random. They’re affected by 2 numbers. The 10-year treasury yield and something called "the spread...
08/18/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure...



Want more info about the real estate market? Call or text us at 760.421.1733.

08/16/2026

The Getaway You’ve Always Wanted Could Be Within Reach

Picture a vacation home of your own. Somewhere to get away whenever you need to. Where you’ll build memories with the people you love, year after year. And maybe even where you’ll retire someday. That getaway may cost less than you think – more than 37% of vacation-home sellers have cut their asking price recently. Ready to see what’s available? Let’s connect.



Want more info about the real estate market? Call or text us at 760.421.1733.

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know...
08/13/2026

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.

Some places are already leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.



Want more info about the real estate market? Call or text us at 760.421.1733.

Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even...
08/11/2026

Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even retire someday?

A vacation home of your own might be more within reach than you think. Nearly 40% of vacation-home sellers have lowered their asking price recently.

That place you’re imagining? DM, and let’s talk about what’s available there.



Want more info about the real estate market? Call or text us at 760.421.1733.

08/09/2026

Don’t Try To Time the Housing Market

Torn between buying a home now or holding out for the perfect moment? Trying to time the market rarely works. Rates, prices, inflation… These variables are all beyond your control. So, if you want or need to move, focus on your numbers instead. Because… “Ultimately, whether it’s a good time to buy comes down to your personal financial readiness.” If the math works, you can move. It’s that simple. Let’s chat if you want help thinking it over. No pressure, just perspective.



Want more info about the real estate market? Call or text us at 760.421.1733.

Think big investors are snapping up all the homes? The data says otherwise.The largest institutional investors are now s...
08/06/2026

Think big investors are snapping up all the homes? The data says otherwise.

The largest institutional investors are now selling more homes than they're buying – and the gap is growing every quarter.

That means those homes are going back on the market for regular buyers. And since big investors tend to own lower-priced homes, a lot of them are right in the range first-time buyers want.

Less competition. More options for you.

DM me and I'll show you what's hitting the market in our area.



Want more info about the real estate market? Call or text us at 760.421.1733.

Address

682 S. Coast Highway 101 #110
Encinitas, CA
92024

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Wednesday 7am - 9pm
Thursday 7am - 9pm
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