Luxe Coastal Team

Luxe Coastal Team The Finley Group at eXp Realty, North County Coastal San Diego's Luxury Living Authorities and trusted partners for luxury buyers, sellers, and investors.

DRE #0118256, DRE #01145723 Luxe Coastal Team, brokered by eXp Realty, represents buyers and sellers throughout San Diego's North County Coastal luxury market. John Finley, Broker Associate and Global Luxury Specialist, Lic #01431182, and Elizabeth Papalia, Luxury Sales REALTOR®, Negotiations Certified, Lic #01145723, bring more than 20 years in real estate and 40 years living locally, combining deep

market insight with calm, skilled negotiation to deliver smooth closings. Focus areas include Del Mar, Carmel Valley, Solana Beach, Cardiff by the Sea, Rancho Santa Fe, Encinitas, and Carlsbad. As Global Lifestyle Partners, they guide clients through every stage of a purchase or sale. Considering a move or preparing to list? Reach out for a conversation about your goals.

Some homes hold more than square footage. They hold decades of memories, family dinners, holiday mornings, and sunsets t...
09/04/2026

Some homes hold more than square footage. They hold decades of memories, family dinners, holiday mornings, and sunsets that never got old. ✨

We had the honor of helping a client say goodbye to a home that had been in the family for years. A beloved property in Encinitas, perched perfectly to catch those breathtaking coastal sunsets that only this stretch of North County can offer.

Deciding to sell a family home is never just a real estate decision. It is an emotional one. And we never lose sight of that.

Our role was not simply to list a property and negotiate a contract. It was to walk alongside our client through every step of a transition that carried real weight, handle every detail with precision, and make sure that when the time came to hand over the keys, it felt right.

The right family is now stepping into that home. And those sunsets from the patio? A whole new generation gets to enjoy them.

This is the part of our work that means the most to us. Not just the transaction, but the trust that comes with it.

If you or someone you love is facing a similar season and wondering how to move forward thoughtfully and with the right support, we are here for that conversation.

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723 eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

In our experience, it almost always comes down to how the home feels. Not the square footage on the spec sheet or the am...
09/02/2026

In our experience, it almost always comes down to how the home feels. Not the square footage on the spec sheet or the amenities list in the brochure. The feeling of walking through the front door. The way the light moves through the rooms. Whether the space feels lived in with intention or simply occupied.

That feeling is not accidental in the homes that sell quickly and at the strongest prices. It is the result of deliberate preparation, thoughtful staging, and a presentation strategy built around the specific buyer who is most likely to fall in love with that property.

This is what we mean when we say selling a luxury home is part strategy, part storytelling. The strategy gets buyers through the door. The story is what makes them stay.

If you are considering selling in North County Coastal San Diego, we would love to talk about the story your home tells and how to make sure it resonates with exactly the right audience.

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723 eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

One of the smartest things a luxury seller can do before listing? Get a pre-listing inspection. 🔑In the luxury market, b...
08/31/2026

One of the smartest things a luxury seller can do before listing? Get a pre-listing inspection. 🔑

In the luxury market, buyers are sophisticated and their inspectors are thorough. Surprises that surface during escrow create leverage for buyers and anxiety for sellers. They slow transactions down, introduce renegotiation, and in some cases cause deals to fall apart entirely.

A pre-listing inspection puts you in control of the narrative before the buyer ever walks through the door. It allows you to address items on your terms, at your timeline, and with contractors you trust rather than under the pressure of a closing deadline.

It also signals something important to buyers: that this home has been cared for and that the seller is transparent and prepared. At this price point, confidence and trust are part of what buyers are paying for.

We walk every seller through this conversation early in the process because preparation is where the strongest outcomes begin.

If you are considering selling in North County Coastal San Diego, let's talk about how to set your home up for success from day one.

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723 eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

08/30/2026

In fact, I’d volunteer to do them if it meant I could look out at this every day…

Elizabeth Papalia DRE 01145723
John Finley DRE 01431182

08/28/2026

If we were sitting down with you right now, this is the conversation we'd want you to hear. Not the headlines. The actual strategy.

Yes, rates have shifted. But that's not the real signal.

What we're watching right now in North County Coastal San Diego:
✔️ Buyer competition quietly returning
✔️ Sellers adjusting their expectations
✔️ Specific neighborhoods moving faster than the broader market suggests

It's not the whole market moving. It's very specific pockets, and knowing which ones matters enormously whether you're buying or selling.

Here's where most people get it wrong: they wait for the perfect number and miss the right moment. Opportunity almost always shows up before confidence does.

This window won't feel obvious until it's gone. We'd rather walk you through what we're seeing now, neighborhood by neighborhood, so you can make a fully informed decision on your terms.

If you want to understand what's actually happening in this market, reach out. That conversation is always worth having.

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723

eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

08/27/2026

Pardon our dust……

but it’s all done and ready for you! Filmed our official video of this oceanfront property today. More to come!

Elizabeth Papalia DRE 01145723
John Finley DRE 01431182

08/26/2026

🏡 An Oceanfront Legacy on Neptune Avenue Comes to Market for the First Time.

Some properties are simply homes. This one is a once-in-a-generation opportunity. Perched on Neptune Avenue, the most coveted street in Encinitas, this sprawling oceanfront property has been cherished by the same family for decades and is now available for the very first time. Unobstructed, sweeping Pacific views serve as the backdrop, and a blank canvas awaits the coastal vision you have always imagined.

Configured as a main residence of approximately 2,730 square feet with 4 bedrooms and 2 baths, plus a fully updated 2-bedroom, 1-bath ADU of approximately 850 square feet, this property offers extraordinary flexibility. Live in one and lease the other, welcome multiple generations under one roof, or reimagine it all as a single grand oceanfront estate. The possibilities are yours to define.

💰 Offered at $5,850,000
📍 1660-62 Neptune Ave, Encinitas, CA 92024
6 Beds | 3 Baths | 3,580 Sq Ft | 9,552 Sq Ft Lot | Two 2-Car Garages

✨ Why You Will Love It
▪️ First time on the market in decades
▪️ Unobstructed panoramic Pacific views
▪️ Sunset deck off the kitchen and family room
▪️ Updated ADU with its own ocean-view deck
▪️ Steps to Grandview Beach and Leucadia dining
▪️ A rare blank canvas on Neptune Avenue

View the full listing and photo gallery at 1660neptune.com

Bring your vision and craft something extraordinary on Neptune Avenue.

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723

eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

In the luxury market, the first two to three weeks on the market are the most valuable window you have. Serious, qualifi...
08/24/2026

In the luxury market, the first two to three weeks on the market are the most valuable window you have. Serious, qualified buyers at this level are actively watching. They know the inventory. They have seen what comparable properties have sold for. And when a home is priced beyond what the market supports, they move on without making contact.

A price reduction can bring attention back, but it rarely brings back the energy of a fresh listing. And in a market as discerning as North County Coastal San Diego, perception matters.

Pricing a luxury home correctly from day one is one of the most strategic decisions a seller makes. It is not about leaving money on the table. It is about creating the conditions for the strongest possible outcome from the start.

If you are thinking about selling and want an honest conversation about where your home stands in today's market, that is exactly what we are here for.

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723 eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

🏡 An Oceanfront Legacy on Neptune Avenue Comes to Market for the First Time.Some properties are simply homes. This one i...
08/20/2026

🏡 An Oceanfront Legacy on Neptune Avenue Comes to Market for the First Time.

Some properties are simply homes. This one is a once-in-a-generation opportunity. Perched on Neptune Avenue, the most coveted street in Encinitas, this sprawling oceanfront property has been cherished by the same family for decades and is now available for the very first time. Unobstructed, sweeping Pacific views serve as the backdrop, and a blank canvas awaits the coastal vision you have always imagined.

Configured as a main residence of approximately 2,730 square feet with 4 bedrooms and 2 baths, plus a fully updated 2-bedroom, 1-bath ADU of approximately 850 square feet, this property offers extraordinary flexibility. Live in one and lease the other, welcome multiple generations under one roof, or reimagine it all as a single grand oceanfront estate. The possibilities are yours to define.

💰 Offered at $5,850,000
📍 1660-62 Neptune Ave, Encinitas, CA 92024
6 Beds | 3 Baths | 3,580 Sq Ft | 9,552 Sq Ft Lot | Two 2-Car Garages

📅 Open House: Saturday, August 22nd, 1 PM to 4 PM

✨ Why You Will Love It
▪️ First time on the market in decades
▪️ Unobstructed panoramic Pacific views
▪️ Sunset deck off the kitchen and family room
▪️ Updated ADU with its own ocean-view deck
▪️ Steps to Grandview Beach and Leucadia dining
▪️ A rare blank canvas on Neptune Avenue

View the full listing and photo gallery at 1660neptune.com

Bring your vision and craft something extraordinary on Neptune Avenue. Join us this Saturday, or reach out to schedule a private tour. 🔑

John Finley, Broker Associate
Global Luxury Specialist
760 - 815 - 2266 | Lic #01431182

Elizabeth Papalia, Luxury Sales REALTOR®
Negotiations Certified
760-390-1438 | Lic #01145723

eXp Express Offers Certified, Relocation Certified & eXp ICON Agents

Address

619 S. Vulcan Suite 200
Encinitas, CA
92024

Telephone

+17603901438

Website

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