Scott Lockamy Public Adjuster

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*When the insurance company pays what they want instead of what they should, we are here to help.
*27 year Family Owned Bussiness
*Residential *Commercial *Auto * Agricultural

10/11/2026

My heart goes out to everyone across North Carolina who was hit by today’s tornadoes and severe storms. Seeing the damage in Raleigh, Fayetteville, Clayton, and other communities is tough — homes, businesses, trees, and property destroyed in a matter of minutes.
As a licensed public adjuster, I want my neighbors to know I’m here if you need help or just some straight answers. If your insurance company is slow to respond, lowballing the damage, or not covering what they should, you don’t have to figure it out alone. I’ve spent years fighting for policyholders on these exact situations, and I’m happy to give advice, walk you through the process, or simply be a resource so you know what you’re entitled to.
If you or someone you know has damage and the claim isn’t going the way it should, feel free to reach out. I’m in Emerald Isle and available to help however I can.
Stay safe, and please reach out if I can be of any assistance.
Scott Lockamy
Public Adjuster
General Contractor
919-884-9845
[email protected]

So our visiting bear friend had some insurance claim questions. So Brittany and I signed him up. Glad we could be a serv...
05/31/2026

So our visiting bear friend had some insurance claim questions. So Brittany and I signed him up. Glad we could be a service to our new client.

I’ve been a public adjuster for years, and I still can’t wrap my head around why insurance company adjusters automatical...
04/18/2026

I’ve been a public adjuster for years, and I still can’t wrap my head around why insurance company adjusters automatically assume the worst the moment a policyholder files a claim and brings in a licensed, professional contractor. The homeowner or business owner has already paid their premiums in good faith for years, trusting that the policy is a contract that promises to cover them when a covered loss happens. Yet the second a qualified expert is on site documenting real damage, the adjuster’s default position seems to be that everyone is trying to “get over” on the carrier. It’s exhausting and it completely undermines the entire purpose of insurance.
In the last 25 claims I’ve personally handled, the carrier has fought or lowballed nearly every single one, treating both the insured’s contractor and the claim itself as if they’re fraudulent by default. Now they’ve started treating my wife and me—the very people advocating for our clients—with the same disrespect and unprofessionalism. It makes zero sense. We’re all supposed to be on the same team when disaster strikes, not locked in an unnecessary battle where the insurance company accuses 95% of its own customers of inflating their losses. Something has to change.

04/14/2026

We received a call 3 months ago from a sweet lady who’s been with State Farm for 71 years. Her roof was damaged, and the insurance company was trying to deny the claim. I stepped in, and we got her a brand new roof, paid in full. These type claims make us happy about what we do! If you’re dealing with a home insurance claim and feel like they’re not treating you right, give me a call. I only get paid if I win for you. Let’s make sure your home gets taken care of like it should.

Let’s keep this farm family in our prayers after a fire destroys one of the chicken houses. 🙏🏻
04/12/2026

Let’s keep this farm family in our prayers after a fire destroys one of the chicken houses. 🙏🏻

Just take a look at this one the insurance company denied! How could an adjuster say this to me was not damaged!!!
04/12/2026

Just take a look at this one the insurance company denied! How could an adjuster say this to me was not damaged!!!

Jeff Caban helping with the logo !! 💪🏼
04/03/2026

Jeff Caban helping with the logo !! 💪🏼

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Emerald Isle, NC

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