Yoffie Real Estate Group - Keller Williams Realty El Dorado Hills

09/04/2026

𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐦𝐨𝐯𝐢𝐧𝐠 𝐡𝐞𝐫𝐞 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐁𝐚𝐲 𝐀𝐫𝐞𝐚 𝐰𝐢𝐭𝐡 𝐚 $𝟏.𝟓𝐌 𝐛𝐮𝐝𝐠𝐞𝐭, 𝐲𝐨𝐮 𝐫𝐞𝐚𝐥𝐥𝐲 𝐬𝐡𝐨𝐮𝐥𝐝 𝐬𝐞𝐞 𝐰𝐡𝐚𝐭 𝐭𝐡𝐚𝐭 𝐛𝐮𝐲𝐬 𝐲𝐨𝐮 𝐢𝐧 𝐅𝐨𝐥𝐬𝐨𝐦.

Especially when it looks like this.

Single story. 3,207 square feet. Four bedrooms, four baths. An open floor plan with a wall of glass that opens the great room to the backyard. Pool and spa. Covered outdoor living. And a view that runs across the Sacramento Valley, past the downtown Sacramento skyline, all the way to Mt. Diablo.

$𝟏,𝟓𝟐𝟓,𝟎𝟎𝟎

Homes that check the single-story box are hard enough to find. Add the view, the pool, the indoor/outdoor living and Russell Ranch, and the list gets pretty much whittled down to this home.

If the time has come for that move you've been dreaming about, don't find yourself regretting that you let this beauty slip through your fingers.

For all of you that have been waiting for the right single story to come along in Folsom, it could be a long time if you decide to wait for the next one.

𝐎𝐏𝐄𝐍 𝐒𝐔𝐍𝐃𝐀𝐘, 𝐒𝐄𝐏𝐓𝐄𝐌𝐁𝐄𝐑 𝟔 | 𝟏–𝟑 𝐏𝐌
14893 Rustic Ridge Circle | Folsom
4 beds | 4 baths | 3,207 sq ft
$1,525,000

Come walk through. Admire the beautiful design and finishes, Go stand out by the pool and spa. Take in that view. Then tell me you can't see yourself loving living here.

Photos, details & more about 14893 Rustic Ridge Circle:
https://www.yoffierealestategroup.com/search/california/folsom/russell-ranch/14893-rustic-ridge-cir-bid-28-226103805

09/04/2026

𝐓𝐡𝐢𝐬 𝐡𝐨𝐮𝐬𝐞 𝐧𝐞𝐞𝐝𝐬 𝐚 𝐛𝐮𝐲𝐞𝐫 𝐰𝐢𝐭𝐡 𝐚 𝐥𝐢𝐭𝐭𝐥𝐞 𝐢𝐦𝐚𝐠𝐢𝐧𝐚𝐭𝐢𝐨𝐧.

1168 Elderberry is in Folsom’s desirable Parkway neighborhood, with 𝟑,𝟐𝟔𝟒 𝐬𝐪𝐮𝐚𝐫𝐞 𝐟𝐞𝐞𝐭, 𝟔 𝐛𝐞𝐝𝐫𝐨𝐨𝐦𝐬 𝐚𝐧𝐝 𝟒 𝐛𝐚𝐭𝐡𝐬. At $𝟖𝟗𝟓,𝟎𝟎𝟎, it’s priced for someone who sees the opportunity and would rather put their money into making a home their own than pay for somebody else’s remodel.

So we had a little fun with the photos.

What could you do with the kitchen? The bathrooms? That big blank slate of a backyard?

𝐒𝐨𝐦𝐞𝐭𝐢𝐦𝐞𝐬 𝐚 𝐝𝐢𝐚𝐦𝐨𝐧𝐝 𝐣𝐮𝐬𝐭 𝐧𝐞𝐞𝐝𝐬 𝐚 𝐥𝐢𝐭𝐭𝐥𝐞 𝐩𝐨𝐥𝐢𝐬𝐡𝐢𝐧𝐠.

And that’s really the opportunity here for the buyer with vision.

Buy it at a price that reflects its current condition, then update it to fit your taste, your family, and the way you want to live.

𝟏𝟏𝟔𝟖 𝐄𝐥𝐝𝐞𝐫𝐛𝐞𝐫𝐫𝐲 | 𝐓𝐡𝐞 𝐏𝐚𝐫𝐤𝐰𝐚𝐲, 𝐅𝐨𝐥𝐬𝐨𝐦
6 bedrooms | 4 bathrooms | 3,264 sq ft
Offered at $895,000

Come see what’s there now. Then decide what you’d make of it.

See the listing, photos and details
https://www.yoffierealestategroup.com/search/california/folsom/parkway/1168-elderberry-bid-28-226088695

09/04/2026

Warren Buffett famously said, “𝗕𝗲 𝗳𝗲𝗮𝗿𝗳𝘂𝗹 𝘄𝗵𝗲𝗻 𝗼𝘁𝗵𝗲𝗿𝘀 𝗮𝗿𝗲 𝗴𝗿𝗲𝗲𝗱𝘆, 𝗮𝗻𝗱 𝗴𝗿𝗲𝗲𝗱𝘆 𝘄𝗵𝗲𝗻 𝗼𝘁𝗵𝗲𝗿𝘀 𝗮𝗿𝗲 𝗳𝗲𝗮𝗿𝗳𝘂𝗹.”

He wasn’t talking specifically about real estate, but there’s something in that message for homebuyers.

When mortgage rates rise, buyers naturally tend to pull back to wait. It’s understandable. It can feel backwards to see higher rates as an opportunity.

𝗪𝗵𝗲𝗻 𝘀𝗼 𝗺𝗮𝗻𝘆 𝗯𝘂𝘆𝗲𝗿𝘀 𝗽𝗮𝘂𝘀𝗲 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲, 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗰𝗵𝗮𝗻𝗴𝗲𝘀.

There’s less competition. Fewer multiple offers. More time to think. Sellers may be more willing to negotiate on price, repairs, closing costs or a rate buydown.

𝗧𝗵𝗮𝘁 𝗰𝗮𝗻 𝗰𝗿𝗲𝗮𝘁𝗲 𝗮𝗻 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 for the buyer who can comfortably afford today’s payment and is willing to look at the market a little differently. For cash buyers or those with funds available to make a significant downpayment, the opportunity becomes even greater!

𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗮𝗶𝘁𝗶𝗻𝗴 𝗵𝗮𝘀 𝗮 𝗰𝗼𝘀𝘁, 𝘁𝗼𝗼.

If rates come down, buyers who have been sitting on the sidelines tend to come back all at once. More competition can drive prices up and lessen your negotiating power. You may get the lower rate you were waiting for while paying more for the house.

Meanwhile, the buyer who purchased while everyone else was waiting has been paying down a mortgage and participates in the appreciation that happens when buyers rush back in. An added bonus, if rates fall enough, refinancing your loan to the lower rate becomes an option.

None of this means you should buy a house you can’t comfortably afford just because other buyers are nervous.

𝗧𝗵𝗶𝘀 𝗶𝘀 𝗮𝗹𝘀𝗼 𝘄𝗵𝗲𝗿𝗲 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝗴𝗼𝗼𝗱 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝗺𝗮𝘁𝘁𝗲𝗿𝘀. We can run the different scenarios with you: buying today, waiting for a lower rate, factoring in a higher purchase price, negotiating a seller credit or buying down the rate. Put actual numbers to each option instead of guessing which one might work out better.

𝗔 𝗱𝗶𝗳𝗳𝗶𝗰𝘂𝗹𝘁 𝗺𝗮𝗿𝗸𝗲𝘁 𝗮𝗻𝗱 𝗮 𝗯𝗮𝗱 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗮𝗿𝗲𝗻'𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗵𝗶𝗻𝗴.

Sometimes the opportunity is there precisely because buyers have gotten frightened instead of getting well reasoned advice.

09/03/2026

Beautifully updated 4-bed, 2-bath home in Denver/Mountain View! 🏡

Detached 2-car garage, fenced backyard, and pets are welcome.

Walking distance to Tennyson Street and Inspiration Point Park. Minutes from Regis University, Golden, and Old Town Arvada.

Washer/dryer included!

Click below to see the full listing and schedule a tour.

https://resrents.com/available-rentals/property/5456887836

09/03/2026

Funny story. You all know how we love to hike! We went looking for a quiet hike and somehow ended up stranded on a jungle island. No phone service. No map that works. We're pretty sure we've walked the same half mile more than once.

We're not actually lost, don't worry. We built this whole ridiculous premise to raise money for Hands4Hope, the youth leadership nonprofit right here in El Dorado and Sacramento counties. Their teens logged nearly 15,000 volunteer hours across almost 400 local projects last year.

Our rescue goal is $5,000, and it's matched dollar for dollar right now, up to $60,000 across the whole campaign. Hit our goal and that's $10,000 for Hands4Hope.

There's a video of the whole "stranded" story, and the full breakdown of where the money goes. Link in the first comment below. 🌴

08/30/2026

A client called me last month. Kitchen remodel finished, contractor paid, and she asked almost as an afterthought whether any of it "counted for taxes."

Good question. Better one than she realized.

A repair and a capital improvement can cost the exact same amount and look identical on a bank statement. The IRS does not see them the same way at all. One of them quietly lowers what you owe the day you sell. The other one, replacing a broken window, patching drywall, doesn't move the needle.

Here's the part that surprised her: if she'd renovated in 2025 expecting an energy-efficiency tax credit this year, she'd have been out of luck. Most of those credits ended December 31, 2025. Easy to miss unless someone's already watching for it on your behalf.

None of this requires selling anything. It just requires keeping the receipt.

Full breakdown in the first comment, plus a free one-page tracker if you want to start your own paper trail.

What's the last project you did on your house, do you still have the invoice?

08/29/2026

Bay Area folks, can you imagine living like this for $1.525M?

Here's your chance to make that dream a reality!

Single story. 3,207 square feet. A pool and spa. And a view that runs across the Sacramento Valley, past the downtown Sacramento skyline, all the way to Mt. Diablo.
14893 Rustic Ridge Circle is in Russell Ranch in Folsom, and the backyard is only part of the story.

Four panels of glass stack away to connect the great room to the covered outdoor living space. The kitchen has GE Café Pro appliances and a six-burner range. There’s a private front courtyard, three-car garage and more than $345,000 in upgrades.

And yes, it’s single story.

4 bedrooms | 4 baths | 3,207 sq ft | $1,525,000

Come see it this weekend:
Saturday, August 29 | 12–4 PM
Sunday, August 30 | 12–4 PM

If you’re shopping in Folsom or the Sacramento region—or sitting in the Bay Area wondering why you're living in a 1960's ranch house under the phone lines, this one is worth the drive.

Plus it's an easy shot to the lake, local wine country, Lake Tahoe, and the adventure the Sierra Nevada offers!

14893 Rustic Ridge Cir, Folsom

See the full listing, photos & details in the first comment

Single story. A panoramic view stretching across the Sacramento Valley, past the downtown skyline, to Mt. Diablo. A wall of glass that opens your great room into your backyard. A pool and spa beyond. And over $345,000 in upgrades completed before you move a single box. Four panels of glass stack so....

08/21/2026

🦄 𝐔𝐍𝐈𝐂𝐎𝐑𝐍 𝐀𝐋𝐄𝐑𝐓!! 🦄

✅ Single story
✅ View to the horizon
✅ Pool, spa & fire pit
✅ Open, modern design
✅ Sliding, glass wall to outdoor living room
✅ Beautifully upgraded
✅ Pre-paid solar lease

NEW LISTING | Russell Ranch, Folsom CA
Open Friday, Saturday & Sunday

Single story. The view runs the length of the Sacramento Valley, past the downtown skyline, to Mt. Diablo. The pool is right there waiting.

That's the backdrop at 14893 Rustic Ridge Circle, a single-story home in Russell Ranch where 3,207 square feet, a 0.24-acre view lot, and a kitchen built around a GE Cafe Pro six-burner range mean the day is yours to fill.

4 bed · 4 bath · 3,207 sq ft · built 2021. List price: $1,525,000.

The backyard is where this one wins: a pool with a Baja shelf, a spa, a fire pit, and a covered California room, all part of a $160,000 pool and backyard renovation. A wall of stacking glass panels folds the great room straight into the patio, so the party never really moves indoors. The primary suite opens direct to the backyard, with a dual-vanity spa bath, soaking tub, walk-in shower, and custom built-in closet. $345,524 in upgrades since the home was built in 2021, including a new 2024 air conditioning system.

Russell Ranch is a newer ridge-top neighborhood in Folsom, CA 95630, Sacramento County, a short drive from Folsom Lake and minutes from historic Sutter Street.

Open house this weekend: Friday 4-6pm, Saturday & Sunday 12-4pm.

Full details and tour link in the first comment below 👇

(916) 941-6566 | CA DRE # 02030510 | Yoffie Real Estate Group

Yoffie Real Estate Group - Keller Williams Realty El Dorado Hills
We make real estate dreams come tr

08/20/2026

You have a doctor. Probably a CPA. Maybe a mechanic who knows your car by name.

Here's the one advisor most people drop the day escrow closes: the person who helped them buy the house.

That's a bigger miss than it sounds. Home equity made up 45% of the median homeowner's net worth in 2021, more than retirement accounts and financial accounts combined. It's the most valuable asset most people own, and it's usually the one nobody's checking on.

I've had a version of this conversation with a handful of past clients this year: an insurance policy that quietly changed carriers, a remodel that didn't add what they expected, a property tax question on an inherited home with a one-year clock nobody mentioned.

None of it requires buying or selling anything. It just requires someone still paying attention.

We wrote up why in the full post, link in the first comment.

Who's the person you'd actually call if something felt off with the house?