08/28/2026
Thereโs plenty of advice out there about buying a homeโbut not everything you hear is true.
Here are three common home-buying myths to keep in mind:
1๏ธโฃ โYou always need 20% down.โ โ MYTH
Down payment requirements can vary depending on the loan program, lender, and buyerโs situation.
2๏ธโฃ โYou should wait for the perfect time to buy.โ โ MYTH
Thereโs no universal โperfectโ time. The right time depends on your finances, goals, and personal circumstances.
3๏ธโฃ โAll real estate agents are the same.โ โ MYTH
Experience, communication, local knowledge, and approach can vary from one agent to another. Finding someone who understands your needs can make a difference.
The bottom line: Do your research, ask questions, and make decisions based on what works for your situationโnot a one-size-fits-all rule.
๐ Alice Chan | 510-710-7718
๐ง [email protected]
๐ alicechanrealestate.com
๐ก New Horizon Real Estate
Trusted Advice. Real Results.