Adam Hubregtse, Realtor

07/14/2026

Worried about making the most from your sale in today’s market? Here's what to know.

Homes sold with an agent go for $65,000 more, on average, than homes sold without one.

Because maximizing the profit from your sale takes insight into what buyers are willing to pay right now, how much competition you have in your area, and more.

So, let’s connect. We’ll come up with a strategy to get you top dollar.

07/13/2026

The “Take It or Leave It” Attitude Is Fading from the Market – What That Means for You

Sellers and builders are both giving buyers more to work with this year. Want to know what’s realistic to expect in concessions and incentives in our market? Let’s connect.

Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too.

07/10/2026

If the first half of this year has left you feeling stuck, you're definitely not the only one.

Mortgage rates stayed higher than people hoped. Affordability was still tough. And every time it felt like things might improve, something else got in the way. But here's the good news.

A lot of housing experts think the second half of the year could start heading in a better direction. Not because everything magically gets fixed overnight...

But because if inflation cools off and things settle down overseas, mortgage rates could ease, more buyers could jump back in, and the market could finally start feeling a little less stuck.

Will everything suddenly be easy? Probably not. But after the first half we've had, "better" is a pretty good place to start.

If you're wondering what that could mean for your plans (or for our local market), send me a message.

I’ve got the latest forecasts on rates, prices, and more. And I'd be happy to walk you through...

07/09/2026

What To Expect from the Housing Market in the Second Half of 2026

The second half of the year probably won't be perfect. But it could be better.
Mortgage rates may ease. Home sales could pick up. And prices are expected to continue rising at a healthier, more sustainable pace. If you've been waiting for signs of progress, this is it.
If you want to understand what these forecasts mean for your plans and what’s happening in our local market, let’s connect.

If the first half of this year has left you feeling stuck, you're not the only one.

07/08/2026

If your student loans have you wondering whether buying a home is even possible, keep reading.

33% of first-time homebuyers have student loan debt. That's roughly a third. And if they're making it happen, maybe you can too. Here’s why.

Lenders look at your whole financial picture – your income, your credit, your overall debt – not just your loans. So, if your finances are in decent shape, you might be a lot closer to owning than you think.

Don't count yourself out before you even try. Connect with a lender and talk about your options.

07/07/2026

The Market Is Opening Up a Bit for First-Time Buyers

Think first-time buyers are getting shut out of the market? Think again. They just made up 35% of all buyers – the highest share of the market since 2020. And that’s up from just 30% a year ago. As more homes hit the market, more first-timers are finding their way in. So don’t give up. Let’s connect to see if buying is possible for you too.

07/06/2026

What Buying or Selling a Home Gives Back to Your Community

Moving is both a personal milestone and an investment in your community. So, if the time is right for you, let's connect. You'll make a difference for more people than you know.

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

07/03/2026

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.

07/02/2026

Down Payments Are Smaller Than They’ve Been Since 2021

Down payments are smaller than they’ve been in years, and that opens the door for more buyers.

And with added help from assistance programs and a little help from loved ones, you may have more ways forward than you realized. Connect with a trusted lender to talk through your options.

Saving for a down payment can feel like the hardest part of buying a home.

07/01/2026

Home prices are up in some markets and flat or negative in others. So, what's going on?

It really comes down to one thing: inventory.

Where there are more homes for sale than there were before the pandemic, prices have stabilized or dipped. Where inventory is still well below normal, prices are still climbing.

And that’s why the headlines are so confusing right now. It varies a lot by area.

The national average is 1.7%, but your city’s number may tell a different story depending on where you live. That's exactly why working with someone who knows your local market makes all the difference right now.

Are you trying to buy or sell in the next 6 months? Drop a comment below and I'll tell you what the data says about our market right now.