As a dedicated foreclosure defense attorney, I fight relentlessly to safeguard your home and financial stability. Should I Hire A Foreclosure Attorney? How Do I find A Foreclosure Attorney? The most important qualification a foreclosure defense attorney should have is experience obtaining the following outcomes for clients:
1.)Obtain a modification, short sale, short pay off or “cash for keys,”
2
.)Have the foreclosure action dismissed -- perhaps forever,
3.)Have the Mortgage rescinded (i.e. – voided and removed from the public record),
4.)Have money paid to the bank previously refunded to you, and/or
5.)Have the bank pay your attorney fees in the foreclosure action. Many attorneys only have experience getting a modification or short sale for clients. That is their “standard playbook." They lack the experience of taking the case any further. If you hire such an attorney, you will, at best, probably get a loan modification. If you want to actually win the foreclosure action then you must find an attorney who offers you more than just a modification or short sale. Few attorneys will know how to get the foreclosure action dismissed. Even fewer will know how to get it dismissed “with prejudice” (that is, forever). The rarest skill I have seen in attorneys, on either the bank or borrower side ( and I’ve done both and know how both sides work), is knowing how to use the predatory lending statutes of New York State, Banking Law 6-l and 6-m. There are truly fine points regarding these statutes (so finding the right attorney is so important!). Raising a defense based upon these statutes properly can result in items 2 through 5 above. I have successfully done the kind of work involved in items 1 through 5 above. I have represented both the banks and borrowers – besides closing thousands of loans and doing title work. There are not many Lawyers with the depth of experience in mortgage foreclosure defense work that I have. Knowing your legal rights is so important. If you would like a case evaluation I can be contacted at (631) 404 - 0282