Institute for Divorce Financial Analysts

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Institute for Divorce Financial Analysts The Institute for Divorce Financial Analysts (IDFA™) educates, certifies, and promotes CDFAs and financial professionals in the divorce arena.

The Institute for Divorce Financial Analysts (IDFA™) is the premier national organization dedicated to the certification, education and promotion of the use of financial professionals in the divorce arena. Founded in 1993, IDFA provides specialized training to accounting, financial, and legal professionals in the field of pre-divorce financial planning. Over the years, we have certified more than 5,000 professionals in the US and Canada as Certified Divorce Financial Analyst® (CDFA®) professionals.

10/19/2026

If a financial statement looks off, you might not be imagining it.

In recent episode of Ask a CDFA® podcast, Alicia Schonberger explains what to watch for when documents seem inconsistent: font changes, totals that don't add up, missing pages. Her advice is simple. Assume good intent, but pay attention to the details.

Full episode is out: "Financial Infidelity: The Red Flags You Should Never Ignore,"

Apple Music. https://zurl.co/iqOHX
Youtube: https://zurl.co/cORCK
Spotify: https://zurl.co/KOmV0

Your attorney handles the legal side. But who's protecting your financial future?Divorce isn't just about splitting asse...
10/16/2026

Your attorney handles the legal side. But who's protecting your financial future?

Divorce isn't just about splitting assets down the middle. It's about understanding what those decisions mean for the rest of your life.

That's where a Certified Divorce Financial Analyst® (CDFA®) comes in.

A CDFA® professional is specially trained to help you understand:
• The long-term financial impact of settlement options
• How property division affects your taxes and cash flow
• What you'll actually need to maintain your lifestyle post-divorce
• The real value of retirement accounts and pensions
• How to protect your credit and financial independence

You wouldn't go to court without an attorney. Don't make financial decisions without specialized financial guidance.

CDFA® professionals work alongside your legal team to give you clarity when you need it most. They speak both "finance" and "divorce," so nothing gets lost in translation.

Your financial future deserves the same level of expertise as your legal case.

Find a CDFA® professional: https://zurl.co/8vO3n

Do I still need a lawyer if I have a CDFA® professional? Are they on my side, or neutral? What's this going to cost me?R...
10/16/2026

Do I still need a lawyer if I have a CDFA® professional? Are they on my side, or neutral? What's this going to cost me?

Real questions people ask before starting the process. Swipe through for straight answers.

Find a CDFA® professional: https://zurl.co/LKdbY

Have you noticed your spouse getting secretive about money? Changed passwords, disappearing statements, or purchases tha...
10/13/2026

Have you noticed your spouse getting secretive about money? Changed passwords, disappearing statements, or purchases that don't add up?

In "Financial Infidelity: The Red Flags You Should Never Ignore," episode 20 of Ask a CDFA® podcast, Kristen Shearin talks with Alicia Schonberger, a CFP® and CDFA® professional, about how to tell a communication gap from deliberate deception, and the practical steps you can take to get clarity before you decide what to do next.

You're not being paranoid for wanting answers. You deserve to understand your own finances.

Listen now on Apple Music. https://zurl.co/6Wugc
Youtube: https://zurl.co/cP9Cc
Spotify: https://zurl.co/nuZ2c

A recent feature on gray divorce pointing out issues that got pushed aside for years, while raising kids or building a c...
10/13/2026

A recent feature on gray divorce pointing out issues that got pushed aside for years, while raising kids or building a career, can resurface once the house gets quiet again. And it's rarely just the couple who feels it. Adult kids, extended family, even close friends often get pulled into the transition too.

If you're navigating a gray divorce, you're not the only one dealing with something this big. The financial side can look different too: retirement accounts you've spent decades building, Social Security decisions, healthcare coverage, and less time to rebuild than you might have had at 30.

A CDFA® professional can help you look at all of it clearly, so you're making decisions based on where you actually stand, not guesswork.

Source: Aging Untold, September 2026, via NewsChannel10
https://zurl.co/TZzVy

👉 Find a CDFA® professional: https://zurl.co/Zq8xu

Divorce isn’t just emotional; it’s one of the biggest financial turning points in life. But with the right guidance, you...
10/07/2026

Divorce isn’t just emotional; it’s one of the biggest financial turning points in life. But with the right guidance, you can feel more confident and in control.

Here are a few tips from a CDFA® professional:
✔ Bring in a certified divorce financial analyst early. A CDFA® professional can help you take proactive steps like protecting your credit, opening accounts, and gathering key documents
✔ Stay open to creative solutions. Sometimes a lump sum instead of monthly support can offer more freedom and fewer disagreements
✔ Adjust lifestyle expectations. Life may look different post divorce, but with the right planning, it can still align with your goals
✔ Think long term. The divorce will end, but your financial future goes on
✔ Lean on your team. Whether it's legal, financial, or emotional, having the right people by your side makes all the difference

📣 “But at some point the divorce is going to be over, and then you have the rest of your life.” - B. Kelly Keydel, CDFA®

📍 Find a CDFA® professional to support your journey: https://zurl.co/1T4l8

You don't need a forensic investigator to spot the things worth asking about in your own bank statements.That's the advi...
10/05/2026

You don't need a forensic investigator to spot the things worth asking about in your own bank statements.

That's the advice from Monica Cervantes, CDFA®, in her latest post. Pull the last year of bank records, credit card activity, and tax returns. You're not looking for proof of anything. You're looking for four things:

1️⃣ Does this transaction look familiar?
2️⃣ Is this spending consistent with our normal habits?
3️⃣ Do I recognize where this transfer went?
4️⃣ Is there an institution or account I've never seen?

Write down what you find. If nothing stands out, that's worth knowing. If something does, you now have specific questions for your attorney and CDFA.

A CDFA® professional can help you organize what you find and understand how it may affect your settlement.
Read Monica's full blog: https://zurl.co/TuKFX

Find a CDFA professional: https://zurl.co/uA8QI

You can't ask for what you need in a divorce until you know what's most important to you.Our free "My Priorities" worksh...
10/05/2026

You can't ask for what you need in a divorce until you know what's most important to you.

Our free "My Priorities" worksheet helps you identify your top priorities around property, finances, and parenting, and helps you think through what your spouse may prioritize too, so you can walk into negotiations with more clarity and less overwhelm.

👉 Download the worksheet: https://zurl.co/ds40p

If your health insurance comes through your spouse, coverage needs to be part of the divorce conversation before your se...
09/30/2026

If your health insurance comes through your spouse, coverage needs to be part of the divorce conversation before your settlement is finalized.

Once the divorce is final, you may no longer be eligible to remain on your ex-spouse’s employer health plan. COBRA can allow you to continue that coverage temporarily, but the cost can be significantly higher because you may be responsible for the full premium.

You may also have the option to enroll in an ACA marketplace plan through a special enrollment period triggered by the loss of coverage.

The key is not to wait until the divorce is over to figure this out. Understanding what your coverage will cost, when your current insurance will end, and what alternatives are available can affect your post-divorce budget and the settlement decisions you make now.

A Certified Divorce Financial Analyst® can help you account for those costs before the divorce is finalized, so health insurance is part of the financial plan, not a surprise after the paperwork is signed.

Find a CDFA® professional: https://zurl.co/Vm0dL

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Durham, NC
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