McRae Bertschi & Cole LLC

McRae Bertschi & Cole LLC It is virtually certain that the lender will pull your credit report before deciding whether to make the loan.

• Do you need a credit card?

McRae Bertschi & Cole is a law firm dedicated to representing consumers in lawsuits against credit reporting agencies, collection agencies and background check companies. Most people do not understand the incredible impact that credit reporting agencies and background check companies have on their lives.

• Do you want a loan, perhaps to buy a car, finance your education or even buy a house? The

credit card company will review your credit report, not only when you first apply for the card but probably every time you request an increase in your credit limit or they suspect that you may not be able to pay your balance.

• Have you applied for a job lately? These days, it is routine for employers to conduct criminal background checks on job applicants. Studies estimate that over 90% of employers conduct criminal background checks on applicants before making a hiring decision and more than half of employers also pull a credit report on job applicants. If credit reports and criminal background checks were always (or even usually) accurate, that would be great. Unfortunately, they aren’t and the rate at which credit reporting agencies and background check companies make mistakes and provide lenders and employers with inaccurate information is simply staggering. According to a recent study conducted by the Federal Trade Commission, nearly 25% of consumers had at least one error on their credit report that could negatively impact their credit score. That’s 42 million people! The numbers for background check companies are even worse. Some studies report that national background check databases have an error rate of 41%. Imagine if you lost a job because a background check company erroneously reported that you had a criminal record. At McRae Bertschi, we’re a law firm dedicated to representing consumers and job seekers who have been harmed by inaccurate credit reports and background checks or otherwise had their rights under the Fair Credit Reporting Act violated. We have over 25 years of combined experience litigating cases under the FCRA. We have litigated these cases in nearly every state in the Nation. And, we handle these cases on a contingent fee basis, so there’s never a fee unless you recover. So, if you’ve been denied credit because of an inaccurate credit report or have lost a job opportunity because of an inaccurate background check, give us a call. 678.999.1102.

Mr Kirby is hard at work this morning …
01/13/2023

Mr Kirby is hard at work this morning …

We decided to add a new member to the team this year.  Meet Mr. Kirby, our office dog.
04/28/2022

We decided to add a new member to the team this year. Meet Mr. Kirby, our office dog.

If you are a victim of identity theft, call us at 678.999.1102.  We can help you freeze your credit reports, dispute ina...
02/05/2021

If you are a victim of identity theft, call us at 678.999.1102. We can help you freeze your credit reports, dispute inaccurate information on your credit reports and recover money damages against companies that have put inaccurate information on your credit reports. We have over 20 years of experience litigating cases under the Fair Credit Reporting Act and represent consumers on a contingent fee basis, so there’s no fee unless you recover.

Cases reported to the FTC doubled last year as cybercriminals took advantage of increased filing for government relief benefits due to the pandemic.

This the Season ... Our office tree is up.
11/30/2020

This the Season ... Our office tree is up.

11/26/2020

In 2020, we’ve had the privilege of serving clients across the globe. From Capetown, South Africa to Kowloon, Hong Kong to London, England to Toronto, Canada, to the Cayman Islands, our commercial litigation practice is as diverse and sophisticated as ever. Closer to home, we’ve had another record-breaking year representing consumers in cases under the Fair Credit Reporting Act. As 2020 draws to a close, we are thankful, for our clients, our families and our friends, and we look forward to 2021. Best to all this Holiday Season.

On Friday, we presented a webinar on the Fair Credit Reporting Act for our friends at the Southern Center for Human Righ...
11/21/2020

On Friday, we presented a webinar on the Fair Credit Reporting Act for our friends at the Southern Center for Human Rights. Thanks to our friends at SCHR and especially Waleisah Wilson! We look forward to working with you in the future.

Join us as our special guest attorney Craig E. Bertsch discusses how the Fair Credit Reporting Act protects individuals with criminal records when applying for employment and housing.

This week, we partnered with our friends at Integrity Transformations Community Development Corporation to present a cri...
11/21/2020

This week, we partnered with our friends at Integrity Transformations Community Development Corporation to present a criminal records restriction webinar. With over 50 returning citizens and their advocates in attendance, it was quite a success. We look forward to working with the good folks at Integrity and their allies in the future!

Integrity CDC offers services to community members in Altantas Westside.

03/11/2020

Happy Birthday ... to us!

It's hard to believe that it's been 5 years since we opened the doors at McRae Bertschi & Cole. Time indeed flies when you are having fun!

Between serving commercial clients from Europe, the Middle East and across North America, to helping hundreds of consumers, to gaining two new partners and opening new practice areas, such as healthcare, there's never been a dull moment. But, there has been sadness too, as we mark the anniversary of the passing of our founding partner, Mara McRae.

This year promises more growth and more changes for our Firm. We will be moving to larger offices in April and opening a new office in Beaufort, South Carolina later this year.

Through it all, the constant has been our families, our friends and colleagues and our clients, to whom we are eternally grateful.

If you are in the neighborhood, please feel free to stop by for lunch, a drink or just to chat. And remember, our office is always flip-flop friendly.

Interesting news regarding the Equifax Data Breach ...
02/11/2020

Interesting news regarding the Equifax Data Breach ...

WASHINGTON (AP) — Four members of the Chinese military have been charged with breaking into the computer networks of the Equifax credit reporting agency and stealing the personal information of...

01/13/2020

2020 is off to a great start! We've filed 2 lawsuits against Trans Union, 2 lawsuits against Experian, 1 lawsuit against Equifax, 2 lawsuits against collection agencies and 1 lawsuit against a background check company called "HireRight."

Have you been denied credit, housing or a job because of an error on a credit report or background check? Call us! We sue credit reporting agencies, collection agencies and background check companies.

Address

1872 Independence Square, Suite D
Dunwoody, GA
30338

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