09/27/2026
🚨 BUYER WARNING: NEVER CREATE FAKE PAY STUBS TO GET A MORTGAGE
Think creating a check stub will help you qualify for a home loan? Think again.
Creating, altering, or submitting false income documentation to a lender can constitute mortgage fraud and document fraud. It can put your mortgage approval—and potentially your entire transaction—at risk.
🏠 What could happen?
If a lender discovers that income documentation was falsified:
❌ Your loan could be denied or withdrawn
❌ You may not be able to close
❌ Your earnest money could be at risk, depending on your contract and circumstances
❌ The transaction could be terminated
❌ You could face serious legal and financial consequences
A home purchase is not worth risking your freedom, finances, or future.
💡 THERE IS A BETTER STRATEGY
If your income, credit, employment history, or debt is keeping you from qualifying right now, don’t manufacture documents.
Let’s build a legitimate path to homeownership.
Your lender can help identify what needs to improve, and I can help you develop a realistic purchase strategy based on your actual financial profile.
PRIOR PLANNING PREVENTS POOR PERFORMANCE.
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Lia Alexander, REALTOR®
Better Homes & Gardens Real Estate Metro Brokers
📞 678-441-5578
📞 404-843-2500
Lic # 442152
3095 Satellite Blvd., Bldg. 800, Ste. 120
Duluth, GA 30096
®