Ginsburg Law Group, P.C. - Consumer Attorneys

10/19/2026

Did you know that some legal disputes can potentially be resolved before they go to trial? This process, called summary judgment, allows a judge to make a ruling when the facts of the case are undisputed.

For instance, in a contract dispute where both parties agree on what happened but disagree on how the law applies, the judge can decide the case without the need for a lengthy trial. This can save significant time and legal costs.

Swipe to learn more ↩️

Interested in learning if summary judgment might apply to your case? Give our team a call – we are happy to help.

10/19/2026

🏠 Pennsylvania's Attorney General is suing a Pittsburgh-area rent-to-own operation accused of "selling" homes it never owned.

The complaint says the defendants promised sellers they'd take over their mortgages, sold the same homes to buyers on installment contracts, and then let nearly every mortgage default. Sellers' credit was wrecked and buyers face foreclosure and eviction. One teacher allegedly paid $70,000 down on a house the defendants didn't own.

A court has frozen evictions for now. If you're in a "we'll take over your payments" or rent-to-own deal, here's how to protect yourself 👇

Pennsylvania's Attorney General has sued two western Pennsylvania men and their companies over an alleged rent-to-own scheme: they took over homeowners' mortgages, "sold" the homes to buyers on installment contracts, and then let the mortgages default. A court has already frozen evictions. Here's wh...

10/19/2026

💵 Were you ever scammed into sending money through Walmart or Western Union?

The FTC is mailing 65,022 refund checks, more than $9.8 million in all, to people scammed through Walmart money transfers between 2015 and 2024. No claim form is needed, but you have to cash the check within 90 days.

Western Union fraud victims (transfers from 2004 to March 2020) have until December 31 to file in the Justice Department's final compensation round.

Both programs are free. Anyone asking for a fee is a scammer. Here's how to check if you qualify 👇

The FTC is mailing 65,022 checks totaling more than $9.8 million to people who were scammed through Walmart money transfers. Separately, the Justice Department has reopened the Western Union fraud-victim compensation program until December 31, 2026. Here's who qualifies, how to tell a real check fro...

10/19/2026

🚗 Your car may be reporting on how you drive, and your insurer may be paying attention.

Montana just sued GM and OnStar, claiming GM sold speed, hard-braking and seat-belt data from more than 14 million vehicles to data brokers, who passed "Driving Scores" on to insurers. Texas filed a similar suit in 2024, and the FTC has already barred GM from sharing this data with consumer reporting agencies for five years.

If your premium jumped or your coverage was denied, federal credit-reporting law may give you the right to see that data and dispute it. Here's how 👇

Montana is the latest state to sue General Motors and OnStar, alleging GM sold drivers' speed, braking and seat-belt data to data brokers who passed it to insurers. Here's what the lawsuit claims, what the FTC already ordered GM to do, and how to check whether driving data is affecting your insuranc...

10/19/2026

🛒 Shop on Temu? Texas just reached a settlement that changes how the app has to operate.

Under the agreed judgment, Temu must test products every year for lead, PFAS and other harmful materials. If a product fails, Texans who bought it get notified and receive a full refund. It also has to keep Texans' data on U.S. servers and submit to annual app-security audits.

Temu denied wrongdoing, and there's no claim fund. Here's what the settlement covers and what shoppers can do now 👇

Texas Attorney General Ken Paxton announced an agreed final judgment with Temu that requires U.S. data storage, annual independent product testing for lead, PFAS and other harmful materials, and full refunds to Texans who bought products that fail. Here's what the settlement does, what it doesn't, a...

10/19/2026

Run a small business in California and use merchant cash advances?

A new California law, signed September 30, brings merchant cash advances and similar business funding of $500,000 or less under the state's lending law.

Two changes stand out. Funders won't be allowed to have you sign, up front, a document that lets them get a court judgment against you without a lawsuit if you fall behind. And most funders and brokers will need a state license.

These rules start in 2028, not right away.

If a cash advance agreement is weighing on your business, we're glad to talk it through.

General information only, not legal advice.

10/18/2026

Are you overwhelmed by unmanageable debts? There are several options for filing for bankruptcy, and Chapter 7 is one of the most common paths for individuals. Chapter 7 is particularly suited for those with limited income, as eligibility for this form of bankruptcy is determined through a means test.

If you’re navigating these tough financial waters and need guidance or have questions about your bankruptcy options, our team is happy to assist you. Don't hesitate to reach out — we are here to help you regain your financial footing.

10/17/2026

For business owners, estate planning carries an extra layer most personal plans do not have to account for: Your business itself is often your most valuable asset and one of the hardest to plan around. Swipe through for a few things worth thinking through as you build or revisit your plan.

If you are ready to talk through where your business fits into your estate plan, reach out and contact our office today. We are here to help.

10/16/2026

10/16/2026

While estate planning can seem complex at first, understanding a few key concepts can go a long way toward helping you protect your loved ones, preserve your wishes, and prepare for the unexpected. Swipe through for a breakdown of some key terms and documents to know.

If you would like to discuss your estate planning needs or review your current documents, please contact us. We would be happy to answer your questions and help you determine whether your plan still aligns with your goals.