Realtor Tanya Williams

09/02/2026

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

09/02/2026

This SUPERSTAR died this morning after 28 years. For 28 years it faithfully alarmed promptly at 5:20 am to wake our Dr. Kenny Williams to serve all who needed him. Sometimes he would wake up and hit the pause button and it wouldn’t even be 5:20🤷‍♀️. Sometimes he just jumped up, ate his mini wheats and showed up at work at 4 am because he thought the alarm went off. So tonight we sleep and hope we set the alarm on our phone properly. It’s a new day🙏Goodbye my friend-you did your job!

09/01/2026

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

08/31/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

08/30/2026

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

08/29/2026

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

08/28/2026

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

08/27/2026

Your local real estate resource for North County San Diego. Whether you’re thinking about selling, curious about your home’s value, or simply want to stay informed about your neighborhood market, I’m here to help with local knowledge and personalized service.

Tanya Williams, REALTOR®
Chaparro & Associates | Coldwell Banker Realty
858-822-9898 | RealtorTanyaWilliams.com
DRE #01404113

08/27/2026

Sellers Are Cutting Prices To Meet Buyers Where They're At

Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.

You may be surprised by what's available – and how willing today's sellers are to work with buyers.



Tanya Williams
Lic 01404113
Caldwell Banker Realty
Chaparro & Associates

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.