08/30/2026
How to Buy a House: A Guide for Today's Buyers
Having guided buyers through the ever-changing Bay Area market since 1989, I know the home buying process can seem daunting—especially for first-timers. From the first step of reviewing your finances and setting realistic payment limits, to securing preapproval, searching for the right listings, crafting offers with smart contingencies, completing inspections, and finally closing, each stage matters. Affordability hinges on your income, credit, down payment, and savings reserves. Years of experience navigating challenging markets—including foreclosures, short sales, and competitive negotiations—have shown me that preparation and informed decisions are key to finding the right home.