Lonergan Law Firm

10/14/2026

If you have received a foreclosure notice or are concerned about falling behind on mortgage payments, understanding your options early may be important. One of the most common mistakes homeowners make is waiting too long to seek information about foreclosures.

The foreclosure process follows specific legal procedures and deadlines. The sooner a homeowner understands the available options, the greater the opportunity to evaluate potential solutions.

If you have received a foreclosure notice, are facing a scheduled foreclosure sale, or have questions regarding your rights in real property, obtaining information early may help you better understand the options available under your specific circumstances.

The Lonergan Law Firm PLLC has been advising clients on real estate matters for more than 25 years. We would be glad to help you. Call us at 214-503-7509 to schedule a consultation.

10/08/2026

Every foreclosure situation is different.

For example, there may be questions involving the following:

• Probate or inherited property
• Divorce or ownership disputes
• Title issues
• Existing liens against the property
• Owner financing arrangements
• Investor transactions

Understanding these issues may be important when evaluating available options.

If you have questions about foreclosures, contact the Lonergan Law Firm PLLC to schedule a consultation at 214-503-7509.

10/07/2026

Have you ever heard of EXCESS PROCEEDS from a foreclosure sale?

Check the link in the first comment if you want to know more!

10/07/2026

Have you received a foreclosure notice?

Selling the property before the foreclosure process is completed may be an option in some cases.

Depending on the amount of equity in the property and market conditions, a sale may allow the homeowner to satisfy the mortgage debt and potentially preserve remaining equity.

If you need legal help, the Lonergan Law Firm PLLC would be glad to speak with you. Call us at 214-503-7509 to schedule a consultation.

10/01/2026

If you have received a foreclosure notice or are concerned about falling behind on mortgage payments, understanding your options early may be important.

In some situations, a lender may permit a homeowner to catch up on missed payments through a repayment plan.

Under this arrangement, the homeowner continues making regular mortgage payments while paying an additional amount toward the delinquent balance over time.

If you have questions about foreclosures, the Lonergan Law Firm PLLC would be glad to help. Call us at 214-503-7509 to schedule a consultation.

09/30/2026

Recent reports indicate that foreclosure activity in North Texas has reached its highest level in several years. If you have received a foreclosure notice or are concerned about falling behind on mortgage payments, understanding your options early may be important.

Loan modification or other alternatives from the lender is a possibility that may be available.

Banks make money by lending money, so this may be a good option.

Depending on the lender's requirements and the homeowner's circumstances, a loan modification may be available. A loan modification typically involves changing one or more terms of the existing loan, such as the interest rate, repayment period, or treatment of past due amounts.

In addition, lenders often have departments dedicated to reviewing hardship situations and discussing possible alternatives to foreclosure.

The earlier those discussions begin, the more opportunities may be available for consideration.

The Lonergan Law Firm PLLC has been advising clients on real estate matters for more than 25 years. We would be glad to help you.

Call us at 214-503-7509 to schedule a consultation.

09/17/2026

The Clock Nobody Told You About

Excess proceeds from a Texas tax sale do not sit there forever waiting to be claimed.

There is a deadline. Once it passes, the funds are gone for good, no matter how legitimate the claim would have been.

Many people do not learn about the deadline until it has already passed. By then, there is nothing left to do.

Knowing the timeline early is the only way to protect a claim before it disappears.


The Lonergan Law Firm PLLC | Founded 2000 | Ongoing legal and title practice


This content is for general informational purposes only and is not legal advice. Consult an attorney regarding your specific situation. Contacting us does not create an attorney–client relationship.

09/09/2026

Unfortunately, title issues come up more often than buyers expect, and some of them do not show up until months or years after closing.

Check the first comment for a link to an article about five issues that come up frequently in real estate closings, and what buyers and investors should know about each one.

09/09/2026

Are you dealing with a probate or heirship situation? Do not assume it will go smoothly.

Title issues are extremely common in probate and heirship situations.

Unpaid debts of the deceased, Medicaid claims under the Estate Recovery Program, unknown heirs, and prior unprobated estates are the kinds of complications that can slow or stop a deal entirely.

What kinds of title issues have you encountered in these kinds of situations?


The Lonergan Law Firm PLLC | Founded 2000 | Ongoing legal and title practice

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This content is for general informational purposes only and is not legal advice. Consult an attorney regarding your specific situation. Contacting us does not create an attorney–client relationship. 214-503-7509

09/02/2026

When a property is sold at foreclosure auction for more than what was owed, what happens to the money that is left over? In Texas, the former owner of record, or that owner's heirs, may be entitled to claim that money. It sounds simple but rarely is.

The Lonergan Law Firm PLLC | Founded 2000 | Ongoing legal and title practice

When a property is sold at foreclosure auction for more than what was owed, the money left over is called excess proceeds, sometimes referred to as surplus funds. In Texas, the former owner of record, or that owner's heirs, may be entitled to claim that money.