Family First Realty

09/03/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

09/03/2026

U.S.: Buying a Home at 50

09/02/2026

How to Know if a Home Fits Your Lifestyle?

09/02/2026

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.

09/01/2026

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 

09/01/2026

How Real Estate Agents Can Create Better Daily Routines
Let’s connect and talk about the latest insights in the industry!

08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/31/2026

US HOA Costs Demand Closer Review

08/30/2026

Think every home on the market is out of reach? Not necessarily.

More than 40% of sellers are dropping their asking price right now. And the median list price this July was the lowest for any July in 5 years.

That means sellers aren’t banking on bidding wars or expecting buyers to pay whatever they ask. They’re more willing to meet you where you’re at.

And that could work in your favor. Want to find out how much wiggle room you have on price in our market? DM me.

08/30/2026

Is purchasing a townhouse the right investment?
After decades navigating the Rhode Island and Massachusetts markets, I’ve seen firsthand how the right property choice can set the stage for lasting value and peace of mind. While condos currently offer standout value across New England—often due to less competition, even with FHA loan limits—townhouses are also worth a closer look. Exploring both options can open up more possibilities and improve your chances of finding a home that truly fits your needs. My approach has always been about honest advice and personalized guidance, so if you’re weighing condos versus townhouses, I’m here to help you make a decision you’ll feel confident about.
https://www.housing-trends.com/agent-news/vickie-pizzarelli-1/1892545-Is-purchasing-a-townhouse-the-right-investment%3F