Finger Lakes Real Estate with Vicki Schamel

09/04/2026

Shop from Serena & Lily, CB2, Article, and more.

Shop from Serena & Lily, CB2, Article, and more.

09/03/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on. But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

09/02/2026

Think every home on the market is out of reach? Not necessarily.

More than 40% of sellers are dropping their asking price right now. And the median list price this July was the lowest for any July in 5 years.

That means sellers aren’t banking on bidding wars or expecting buyers to pay whatever they ask. They’re more willing to meet you where you’re at.

And that could work in your favor. Want to find out how much wiggle room you have on price in our market? DM me.

09/01/2026

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

09/01/2026

Save up to 70 percent off on outdoor furniture, rugs, and more.

Save up to 70 percent off on outdoor furniture, rugs, and more.

08/29/2026

When's the last time someone told you what your house is worth?

Not what some online estimate says. Not what your neighbor's place sold for. What your house is actually worth today. If you're like most people, it's been years. And that number is worth a second look, especially now because it also tells you how much equity you have.

Data shows homeowners have an average of about $311k of equity today. That’s six figures. Once you sell, you can use that to put more money down or even buy your next house in cash.

So, today’s rates and prices may not be holding you back as much as you think. If you're even thinking about what's next, let's talk. I’d be happy to do a free equity assessment and show you exactly what you're working with.

The number might just change what you thought was possible.

08/28/2026

These days, more and more homeowners are gravitating toward “broken” floor plans, which provide separation between spaces while still preserving a sense of openness.

While open concept has dominated the real estate landscape for years, there's a new push for more enclosed space than ever before.

08/27/2026

Millions of homeowners are sitting on major equity without realizing it. Vicki Schamel explains how to find the equity in your Finger Lakes home and the smart ways you can put it to work.

08/27/2026

Throughout the day, the festival brings together regional bands, performance artists, local food & art vendors, and music lovers of all ages for an experience rooted in discovery, connection, and live performance. Expect 2 stages, music all day, food, drink, art vendors, interactive art, and performance art.

Seneca Sounds is a one-day music and arts festival celebrating the musicians and creative community of the Finger Lakes. Throughout the day, the festival brings together regional bands, performance artists, local food & art vendors, and music lovers of all ages for an experience rooted in discov...

08/26/2026

Whether you’re a first-time buyer or in the market for another home, knowing what to look for—before you close—may save you a great deal of cash and hassle down the road.

Spotting issues with a home before you make a offer is a smart strategy, but buyers could be overlooking a very costly repair.