Candice Spivey, Realtor South Carolina

10/09/2026

10/08/2026

If “no HOA” is near the top of your house-hunting list, take a look at this one.

5620 Rosewood Drive in Myrtle Beach is $224,900, with 3 bedrooms, 2 bathrooms and approximately 1,680 heated square feet.

My favorite part? Two separate living areas. You can watch your show in one room while somebody else has the game on in the other. 😂

Fresh paint, new windows, a fenced backyard, storage shed boat parking and ramp close by plus and a concrete driveway round it out

The property is in a flood zone—message me and we can go over those details along with scheduling a look inside.

10/06/2026

Christine Sloan with Sloan Home Inspections is an absolute treat! Thank you for always going above and beyond

10/06/2026

Calling all local mortgage lenders! 🏡

I’d love to expand my connections with lenders in the Conway area who understand our local market and take the time to get to know my buyers and their needs.

I’m especially interested in connecting with lenders experienced in:
• Bridge loans
• Financing new manufactured homes
• Helping first-time homebuyers understand their options and get started
• lender credits

If you enjoy working together and supporting each other’s businesses, send me a message or text 843-421-7794 so we can chat! 😊

10/05/2026

🏡 A little more room—and a little less price!
Now $219,000, 5620 Rosewood Drive in Myrtle Beach offers two living rooms, updated features, a fenced backyard, and a storage shed—with NO HOA!
Room to spread out inside, enjoy your own space outside while just a minute from public boat landing. Come take a look!
https://www.homes.com/property/5620-rosewood-dr-myrtle-beach-sc/cm4ffbnpfw6zw/

10/05/2026

🏡 VA, FHA, Conventional, USDA… what does all that mean when you’re buying a home?

Let’s make it simple! 👇

🇺🇸 VA
For eligible veterans, service members, and certain surviving spouses. Often allows no down payment and has no monthly mortgage insurance. A funding fee may apply unless you’re exempt. VA guidelines apply.

🔑 FHA
A government-insured loan with down payments as low as 3.5% for qualified buyers. Offers more flexibility with credit, but requires mortgage insurance. And no—it isn’t just for first-time buyers! FHA guidelines apply.

🏠 Conventional
A loan that isn’t government-backed. Some programs offer as little as 3% down for eligible buyers—you don’t always need 20%! Private mortgage insurance is typically required with less than 20% down.

🌳 USDA
Offers no down payment for qualified buyers purchasing in an eligible rural area. Household income limits apply, along with upfront and annual program fees. You don’t have to buy a farm! 😊

💡 No down payment doesn’t mean no closing costs. Your lender can explain your total cash needed and compare which options fit your situation.

Thinking about buying but unsure where to start? Message me! I can connect you with a lender to explore your options, then we can start looking with a clearer picture of your budget.

Candice Spivey, REALTOR®
Realty ONE Group Dockside

Loan approval, property eligibility, and program requirements apply.

10/04/2026

Super cool