10/09/2026
🏡 What if your first year of homeownership came with a little more breathing room?🧘♀️
Picture settling into your own renovated two-bedroom condo with a modern kitchen, in-unit laundry, two parking spaces, and a large shared backyard - while easing into your full mortgage payment.
📍 80 South St., Unit 3 | Fitchburg
✨ NEW PRICE: $274,900
💰 Seller offering up to $5,000 toward allowable closing costs or a temporary mortgage buydown!
What’s a 2-1 buydown? It reduces the portion of your mortgage payment you pay for the first two years. Here’s an illustration with 5% down and a 30-year fixed mortgage at a hypothetical 7% rate:
🔑 YEAR 1: Approximately $1,402/month
Payment calculated at 5% - about $336/month in savings!
🔑 YEAR 2: Approximately $1,566/month
Payment calculated at 6%- about $172/month in savings!
🔑 YEAR 3 AND BEYOND: Approximately $1,737/month
You pay the full payment at the 7% note rate.
That’s extra room in your budget for getting settled, building savings, and making your new place feel like home. 🛋️
The estimated buydown cost in this example is $6,087. The seller’s $5,000 credit could cover most of it; the remaining approximately $1,087 would need an allowable funding source confirmed by your lender.
🚪 OPEN HOUSE SATURDAY, 10/10🎈
🕚 11:00 AM–12:30 PM
🗺️ 80 South Street, Unit3 - Fitchburg
Come see the space and let’s talk about what the numbers could look like for YOU!
Illustration only-not a loan quote or financing commitment. Payments shown are principal and interest only; taxes, insurance, PMI, and condo fees are additional. Actual rates, costs, and eligibility vary. Buyers must qualify at the full note rate. Seller credit subject to lender approval and agreed-upon offer terms.
