10/07/2026
What happens when your client tells you they quit their job… 2 DAYS BEFORE CLOSING? 🤦
If you’re buying a home and using mortgage financing, PLEASE don’t make major financial or employment changes without talking to your lender first.
Your lender doesn’t just verify your income and employment when you get pre-approved. Employment may be verified again before closing. A sudden job change, quitting your job, taking on new debt, financing a car, opening new credit accounts, or making large unexplained financial moves could delay your closing—or potentially affect your loan approval.
🏡 The goal isn’t just to find the house. It’s to make it all the way to the closing table.
Once you’re under contract, boring is GOOD. Keep your job, keep paying your bills on time, avoid new debt, and talk to your lender before making any major financial decisions.
Buying a home in Columbia, SC or the surrounding Midlands? We’ll help you understand the homebuying process and guide you every step of the way.
Latimore Realty | We Love Home.