08/13/2026
Did you know Mississippi has a 5-year "look-back" period for Medicaid nursing home coverage?
Every week, families come into my office in Clinton worried that gifting money to their kids — or even adding a name to a bank account — could accidentally disqualify a parent from Medicaid. It can. But the rules are more nuanced (and more forgiving) than most people realize.
In this week's article, I break down:
✔️ How Mississippi's 60-month look-back period actually works
✔️ Which transfers are exempt (spouses, caregiver children, disabled family members)
✔️ How penalties are calculated — and how they can sometimes be reduced or undone
If you're helping a parent plan for long-term care, this is worth five minutes of your time.
Read the full article here:
Navigate the complexities of the Medicaid Look Back period. Understand its rules and implications to protect your assets. Read more for essential insights.