360 Legal

05/24/2013

He’s talking about agents and attorneys representing creditors he says frequently falsify affidavits of service or present erroneous legal documents to his clients and to the court. The paperwork involves unpaid debts from credit cards, payday loans, medical bills and the like.

05/17/2013

As they say, you have to be in it to win it . . .

On Feb. 12, Ricardo Cerezo was in an Illinois courtroom for a hearing in the mortgage foreclosure case on his Geneva home. The judge gave the management consultant and his wife a few more months to find another place to live. Since then, their fortunes have improved and it appears that the two will…

05/16/2013

Is it hard to get an apartment during Bankruptcy? Waiting for my discharge for my Chapter 7 (next month). The owner wants to put his property up for sale when my lease is up (end of June). Will it...

05/16/2013

My ex husband file for chapter 7 bankruptcy he owes me money from are divorce settlement does he still has to pay me or not those chapter 7 discharge him from family law debt

05/15/2013

My divorce lawyer is asking for $10, 000 retainer. There used to be like $80, 000 in the bank which my spouse withdraw 2 weeks before filing for divorce. Also ny husband shows on paystubs that he...

05/15/2013

MY HUSBAND AND I BOTH HAVE CREDIT CARDS AND BOTH ARE IN OUR OWN NAME WHEN ONE OR THE OTHER PASSES AWAY ARE THEY RESPONSIBLE FOR THE OTHERS DEBTS?

05/15/2013

I have a question about the mean test for bankruptcy. In that six month time is that gross or net income? Bankruptcy means test is that gross income or net income? The State Median Family Income by...

05/13/2013

Can I still redeem a car after discharge of Chapter 7? If so do I have to pay a lump sum, Do I need a lawyer for that? I am supposed to surrender the car but would like to keep it anyway as I cant...

05/13/2013

05/13/2013

Using exemptions on a car I am filing a chapter 7. I think I need a different attorney but I want to ask this question before I change attorneys. Since I am not using the homestead exemption, can I...

05/13/2013

As homeowner can I use the UCC-1 will the courts look at it. Can I go the courts and do this myself. will it be upheld.

05/13/2013

Would my cosigner on an auto loan still be liable on the loan if he does not enter into a reaffirmation agreement. I filed chapter 7. Cosigner did not file for bankruptcy. I signed a reaffirmation...