Mortgage Cowgirl

05/23/2026

5.0 star review received on Experience.com for Ela Short by Debbie B - Ela is personable, a delight to work with, knowledgable, accountable, quick to respond and overall a great Loan Consultant.

Click to see all 195 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

05/18/2026

interesting stats:

Independent mortgage banks posted a pretax net production profit of $727 per loan in Q1 2026, up from $674 in Q4 2025.
The problem: per-loan production costs jumped to $11,898, up from $11,102 the prior quarter. For context, the long-run average since 2008 is $7,903 per loan — meaning today's cost structure is running roughly 50% above historical norms.

05/04/2026

5.0 star review received on Experience.com for Ela Short by David S T - Ela Short secured a mortgage for me when no one else could.

Click to see all 194 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

03/25/2026

5.0 star review received on Experience.com for Ela Short by Garrett C B - Ela made everything a breeze! even when shopping for homes call and text her whenever and boom she has the numbers and advice! Thank you all!

Click to see all 192 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

11/18/2025

5.0 star review received on Experience.com for Ela Short by Nathan T I - kept us up to date made the process simple and easy

Click to see all 191 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

11/17/2025

5.0 star review received on Experience.com for Ela Short by Margot L T - Ela made the whole experience so easy and fast. She clearly is an expert in loan knowledge and follow-up.

Click to see all 190 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

11/15/2025

5.0 star review received on Experience.com for Ela Short by Jeff H - she doesn't let anything slip throught the cracks.

Click to see all 189 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

09/28/2025

5.0 star review received on Experience.com for Ela Short by Ken H - I appreciate being able to call to check on a transaction and talk to Ela in person. She always is proffessional and timely with clients and other agents. She is proactive so we don't end up with suprises at the end of a transaction. I would highly recommend Ela with any of your financing needs.

Click to see all 188 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

08/25/2025

5.0 star review received on Experience.com for Ela Short by Rachel J P - It was easy and Ela and Kim were very helpful

Click to see all 187 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579

07/24/2025

5.0 star review received on Experience.com for Ela Short by James E C - Ela communicated with us daily. Any problems were identified and taken care of in a timely manner Ela and her team were able to move up our closing date to help fit our schedule. The whole process was a great experience

Click to see all 186 reviews of New American Funding - Ela Short, Loan Consultant | NMLS # 498579