Law Office of Joel R. Spivack

10/13/2026

If filing for bankruptcy in NJ, are you protected from creditors if you file before or after a judgement? Find out now: https://spivacklaw.com/a-creditor-is-suing-you-in-new-jersey-does-it-matter-if-you-file-bankruptcy-before-or-after-a-judgment/. . ,

Facing a creditor lawsuit in New Jersey? Learn how filing for bankruptcy before or after judgment may affect your options.

09/16/2026

Buying a home in New Jersey? This blog discusses what happens when your appraisal comes in lower than the contract price.

Low appraisal in NJ? Learn how it can affect financing, negotiations, and your contract. Contact the Law Office of Joel R. Spivack today.

09/11/2026

08/19/2026

Can You Discharge an SBA EIDL Loan in Bankruptcy in New Jersey?

When the COVID-19 pandemic disrupted your business, a COVID-19 Economic Injury Disaster Loan, commonly called an EIDL, may have helped you cover payroll,

07/22/2026

What you need to know when buying a home in NJ that has an addition without a permit.

You found a South Jersey home that seems right for you. The location works, the layout fits your needs, and you are preparing for closing. Then an

07/18/2026

BBB A+ Rated since 2016

07/13/2026

Be skeptical of what you read on the internet

Need to understand bankruptcy?  Just Google it. Or ask ChatGPT. No issue is too important or complicated that we doubt we can understand it by

07/03/2026

Happy 250th Birthday America 🇺🇸

On this Independence Day, let's cherish our liberties, appreciate our communities, and look forward to building an even better future together.

06/28/2026

How do you decide if Bankruptcy is right for you?

You've got to know when to hold 'em, know when to fold 'em; know when to walk away, know when to run... So goes the gambler's advice to the young card

06/17/2026

Thank you Law Office of Joel R. Spivack!