New Jersey Bankruptcy Law Practice / Lee Perlman

08/13/2026

08/03/2026

Owning the car outright does not end the conversation. This is why the value of the vehicle still matters in Chapter 7.

07/31/2026

If you need the car and need time to catch up, Chapter 13 may deserve a serious look. This short explains the flexibility it can offer.

07/29/2026

If your car is financed, Chapter 7 may still leave you with important choices. This short explains the difference between keeping, redeeming, and surrendering.

07/27/2026

A loan on the vehicle does not make the car irrelevant in bankruptcy. This is why the asset side of the analysis still matters.

07/25/2026

If you are scared that bankruptcy will leave you without transportation, you are not alone. This short explains why the answer depends on the details.

07/23/2026

A lot of people assume bankruptcy means losing the car automatically. That is not always true. The outcome depends on whether the car is financed or paid off, how much equity it has, what exemptions apply, and whether Chapter 7 or Chapter 13 makes more sense.

07/17/2026

When bills, stress, and financial pressure build up, the relationship often feels the weight too. This is why relief options may matter more than people realize.

07/15/2026

A divorce order does not always stop a creditor from coming after joint debt. This short explains how bankruptcy can affect property issues, debt, and support.

07/13/2026

Many married couples assume that bankruptcy means filing together, but that is not always true. This short explains what the court still looks at if only one spouse files.