Pepper & Nason

09/02/2026

We recently had to say farewell to our rockstar paralegal intern, Abbie, and welcomed new hires, Christy and Adrienne! So we threw a little party to celebrate them all.

We even had appearances from the mostly-retired Andy Nason and Bill Pepper, as well as the nomadic paralegal, Ryan, remotely from her RV somewhere.
Our small but mighty team helps people navigate hard times in their lives when debt seems overwhelming, and gets them the fresh start that anyone would deserve.

From L to R: Christy, Ryan (on laptop), Abbie, Adrienne, Penny, Andy, Bill, and Emmett.

AI disclosure: we used AI to clean up the table where we had dishes everywhere. 😆

08/28/2026

The data is in: debt settlement causes greater credit score declines than bankruptcy does.

The bankruptcy code has powerful provisions that are often more beneficial than what any debt settlement can offer. Also, tragically, many people who try debt consolidation still have to file bankruptcy. Before jumping into debt consolidation, consult with an expert.

https://newsroom.transunion.com/debt-settlement-enrollment-linked-to-greater-credit-score-declines-than-bankruptcy-new-transunion-research-finds/ #

A new TransUnion (NYSE: TRU) analysis found that financially distressed consumers who enroll in third-party debt settlement programs may experience greater credit score declines than consumers who file for bankruptcy. The analysis also found that nearly half of debt settlement enrollees were current...

07/18/2026

Debt collections are up. It would be worth taking to a lawyer BEFORE you borrow from retirement or take out a home equity loan to pay a debt.

BankruptcyChapter 7, 11 & 13 Bankruptcy Attorneys. Serving Charleston, Huntington, Beckley, Bluefield, Parkersburg and all of southern West Virginia. (304) 346-0361 Learn More Personal InjuryPersonal Injury, Automobile Accidents, Workplace Accidents. If you get hurt, we will do our very best to help...

04/22/2026

Our firm received an award from Legal Aid of West Virginia at The West Virginia State Bar meeting for our pro bono work. Most prominently, Andy Nason has given decades of service to Legal Aid as a board member (including President), among other volunteer capacities. Emmett Pepper also has done some regular pro bono work for several years as well. Thank you for the recognition!