UrLocal Lender Expert

Home
United States
Chandler, AZ
UrLocal Lender Expert

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from UrLocal Lender Expert, 3100 W Ray Road Suite 201 Office 209, Chandler, AZ.

Marcia Evans Frater | NMLS 247105
UR #1 Local Lender at
951-830-2065 | [email protected]
Corporate NMLS #: 1660690
NEXA Mortgage LLC is an Equal Housing Lender

05/29/2026

Ever wonder why homeownership can be such a powerful wealth-builder?

Unlike renters, homeowners build equity over time—not just by paying down their mortgage, but also as their home’s value increases. That’s a big reason why, on average, a homeowner’s net worth is nearly 40 times higher than a renter’s.

3 tips to start building equity:
• Make consistent mortgage payments to steadily grow your ownership stake
• Choose a home in a neighborhood with strong long-term value potential
• Consider paying extra toward principal when possible to accelerate equity growth

Ready to start building your wealth through homeownership? Let’s connect and plan your path.

05/27/2026

Did you know access to down payment support can shape generational wealth?

Black young adults are less likely to have parents who are homeowners or able to provide financial help, making it harder to cover a down payment. Targeted, sustainable down payment assistance programs can help close this gap, empowering more people to build wealth through homeownership.

3 key points to consider:
• Explore local or national down payment assistance programs
• Understand how these programs can impact your long-term financial goals
• Partner with a lender who can guide you through eligibility and options

Want to learn how down payment assistance could help you achieve homeownership? Let’s connect and map out your path.

05/25/2026

The main driver is limited inventory. With fewer homes available in most markets, prices remain strong—and this isn’t likely to change overnight or within the next year. Understanding this helps buyers and sellers make informed decisions.

3 tips to navigate a low-inventory market:
• Be prepared to act quickly when the right home hits the market
• Work with a knowledgeable lender to get pre-approved early
• Consider flexibility on home features or location to increase options

Want help strategizing in today’s competitive market? Let’s connect and make a plan.

05/22/2026

Want to shop for a home with confidence?

Consulting with a lender and getting pre-approved is a game-changer. A pre-approval letter helps you understand your loan options, set a realistic budget, and know exactly what monthly mortgage payment you can comfortably afford—so you can focus on homes that fit your financial plan.

3 tips to make the most of pre-approval:
• Get pre-approved early to strengthen your offers
• Discuss different loan options to find the best fit for your goals
• Know your budget to avoid falling for homes outside your price range

Ready to see what you qualify for? Let’s get started and make your homebuying journey smoother.

05/20/2026

Thinking about selling your home “as-is”?

Selling as-is can save you time, money, and the headache of negotiating repairs—but it also comes with trade-offs. Some buyers may be hesitant, your home could stay on the market longer, and you might not get top dollar. Knowing the pros and cons helps you make the choice that’s right for your situation.

3 things to consider:
• Weigh the time and cost savings against potential lower offers
• Think about your timeline and how quickly you want to sell
• Work with a real estate professional to price your home competitively

Curious if selling as-is is the best move for you? Let’s review your options together.

05/18/2026

Thinking about buying a home with a partner or family member?

Co-buying can make homeownership more accessible and rewarding. By pooling resources, you can afford a better home, share responsibilities, and even create a potential investment opportunity—all while reducing individual financial strain.

3 top benefits of co-buying:
• Share costs to make homeownership more affordable
• Access a higher-quality home than you could alone
• Split responsibilities to make managing the home easier

Want to see if co-buying could work for you? Let’s explore your options together.

05/15/2026

Think new homes are flooding the market? Think again.

Builders aren’t overbuilding—they’re catching up after 15+ years of underbuilding. Over the past four years, we’ve seen record-setting numbers of single-family homes completed, helping meet the growing demand. This trend is creating more options for buyers without oversaturating the market.

05/13/2026

Ever wonder how much your home sale contributes to the economy?

Selling a home doesn’t just impact you—it has a big economic ripple effect. On average, a newly built home sale generates over $125,000 in economic activity, while an existing home sale adds around $60,000. From contractors to local businesses, every sale supports jobs and stimulates the community.

3 things to keep in mind:
• Selling a home can benefit your local economy as well as your finances
• Newly built homes often generate higher economic impact than resale homes
• Working with experienced professionals ensures a smooth and successful sale

Curious what selling your home could mean for you and your community? Let’s connect and break it down.

05/11/2026

Do you know how your credit score impacts your homebuying journey?

Your credit score plays a huge role in the mortgage process—it affects the interest rate you’re offered, the loan types available, and even how much home you can afford. The higher your score, the more options and better terms you’re likely to get, making it a key factor to understand before buying.

3 tips to strengthen your credit:
• Pay bills on time and reduce outstanding debts
• Avoid opening new credit accounts right before applying for a mortgage
• Check your credit report for errors and dispute anything inaccurate

Want to see how your credit score could affect your mortgage options? Let’s review it together.

05/08/2026

What matters most when picking the perfect neighborhood?

Choosing the right neighborhood is just as important as finding the right home. Factors like affordability, community quality, and proximity to friends and family can impact your lifestyle, happiness, and long-term investment.

3 key things to consider:
• Make sure the home fits your budget without stretching finances
• Look for a neighborhood with the amenities and vibe you love
• Consider how close you want to be to friends, family, and daily conveniences

Ready to find a home in a neighborhood that’s just right for you? Let’s start the search together.

Address

3100 W Ray Road Suite 201 Office 209
Chandler, AZ
85226

Telephone

(951)830-2065

Website

http://www.ur1locallender.com/, http://buyhome.loans/, https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=%2FE

Alerts

Be the first to know and let us send you an email when UrLocal Lender Expert posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to UrLocal Lender Expert:

Shortcuts

Want your business to be the top-listed Law Practice in Chandler?