Dakota Mortgage Team - Dakota Howard NMLS# 1761506

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Dakota Mortgage Team - Dakota Howard NMLS# 1761506

Licensed Loan Officer located in Mesa, AZ. Helping families achieve their dreams of becoming homeowners!

Dakota Howard | NMLS #1761506 | Dakota Mortgage Team Powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AK AK181106 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law Lic

07/24/2026

Mornings with my little dude 🤙🏽 Happy Friday!

07/23/2026

Are you self-employed and thinking about buying a home?

One of the biggest misconceptions is that lenders qualify you based on your business revenue. In reality, they typically qualify you using your tax returns and other financial documentation.

That’s why planning ahead is so important. A quick review before you apply can help identify opportunities, avoid surprises, and make the mortgage process much smoother.

If you’re self-employed and planning to buy a home in the next 6–12 months, I’d be happy to answer your questions and help you put together a game plan.

📩 Send me a message anytime.

07/21/2026

A pre-approval isn’t a commitment—it’s a game plan.

✅ Know your budget
✅ Understand your options
✅ Shop with confidence
✅ Be ready when the right home hits the market

It only takes a few minutes to get started, and it can save you a lot of stress later.

Reach out anytime if you’d like to see where you stand!

07/18/2026

Date night with my favorite person. 💛

Grateful for a little time to slow down, laugh, and recharge together.

07/13/2026

Waiting for the “perfect” interest rate could leave you sitting on the sidelines indefinitely.

The better approach is to understand:

🏡 What you currently qualify for
💰 What payment feels comfortable
📉 Whether a seller-paid rate buydown could help
📈 What steps could improve your buying power
🗓️ Whether buying now or preparing for later makes more sense

You do not need pressure. You need a clear game plan.

Send me “GAME PLAN” and I’ll help you understand your options.

Dakota Howard
Mortgage Loan Originator | NMLS #1761506
Barrett Financial Group, LLC | Corp NMLS #181106

MortgageTips ScottsdaleRealEstate PhoenixRealEstate

06/10/2026

Most people think my job is getting loans approved.

It’s not.

My job is helping people make smart decisions. 💡

Sometimes that means helping someone buy their first home.

Sometimes it means helping a family move into a larger home.

And sometimes it means telling someone they’re not ready yet and building a game plan together.

The best part of what I do isn’t the mortgage.

It’s watching people accomplish goals they once thought were out of reach.

Grateful for the clients, Realtor partners, and friends who trust me throughout the process.

🏡 Helping Make Homeownership a Reality.

06/09/2026

First-time homebuyers are often surprised by these.

The internet can make buying a home seem complicated, but most successful home purchases come down to having the right strategy from the beginning.

The goal isn’t just getting approved.

The goal is understanding your options and putting together a plan that fits your budget and long-term goals.

Thinking about buying your first home this year? Send me a message and let’s put together a purchase strategy.

PhoenixRealEstate

06/08/2026

The reason I work so hard isn’t the mortgage business.

It’s these moments.

Every family deserves a place to call home and build memories together.

Helping people achieve that goal is something I’ll never take for granted.

Grateful for my family, grateful for my clients, and grateful for the opportunity to help make homeownership a reality every day.

What are you working toward this year?

Address

2701 East Insight Way, Suite 150
Chandler, AZ
85286

Website

https://181106.my1003app.com/1761506/register

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