Beneficial Insurance Agency - Serving North Shore & South Shore

10/22/2026

🚨 **MEDICARE OPEN ENROLLMENT IS HERE!** 🚨

Your Medicare coverage could be changing in 2027. Are you prepared?

Medicare Open Enrollment is happening NOW through December 7, 2026, and this year it's especially important to review your options!

Even if you LOVE your current Medicare plan, benefits, premiums, prescription drug coverage, and provider networks can change from year to year.

✅ WHAT YOU SHOULD REVIEW:
🔹 Is your current plan still available in 2027?

🔹 Are your doctors and specialists still in-network?

🔹 Are your prescription medications still covered?

🔹 Have your premiums, deductibles, or out-of-pocket costs changed?

🔹 Is there another plan that better fits your healthcare needs and budget?

💙 YOU DON'T HAVE TO FIGURE IT OUT ALONE!

At Beneficial Insurance Agency, we're here to help you understand your Medicare options, compare available plans, and make informed decisions about your coverage for 2027.

📅 Don't WAIT! Open Enrollment ends December 7!

📞 Call Beneficial Insurance Agency
504-277-8000 | 985-875-0699

🌐 beneficialinsuranceagency.com

You can also compare plans directly at Medicare.gov/plan-compare.

Your health matters. Your coverage matters. Let us help you make sure you're prepared for 2027!💙

10/15/2026

Medicare's Open Enrollment Period is here. It's time to compare plans and see what coverage fits best for you. If you have any questions or need assistance please call us at Beneficial Insurance Agency at 504-277-8000 https://www.beneficialinsuranceagency.com/

Medicare's Open Enrollment Period is here! Visit Medicare.gov/plan-compare now through December 7 to compare all your coverage options.

It's important to compare plans every year
Even if you're happy with your current plan, plans can change year to year. Compare plans in your area, and make sure your prescription drugs are still covered. You can also check the star ratings to compare the quality of different health and drug plans.

Compare Plans

Best way to shop during Open Enrollment

Log in at Medicare.gov/plan-compare (or create an account if you don't have one already). Then you'll be able to:

Check if your plan is making any changes for next year.

Add your prescriptions and pharmacies to better compare drug plans.

Check if your providers are in-network with the plans you're considering.

Compare your current plan to other options in your area. Check the estimated "Total Drug & Premium Cost." A plan with the lowest monthly premium might not always offer you the lowest total cost.

Department of Health and Human Services USA

This message is paid for by the U.S. Department of Health and Human Services. It was created and distributed by the Centers for Medicare & Medicaid Services. You're receiving this message because you signed up for email updates from the Medicare Team.

10/15/2026

🚨 MEDICARE OPEN ENROLLMENT IS HERE! 🚨

📅 October 15 – December 7, 2026

Your 2027 Medicare plan may be changing. Are you prepared?

There are some BIG changes coming to Medicare plans for 2027, including changes in benefits, coverage, costs, and even the discontinuation of certain plans.

⚠️ Don't assume your current plan will stay the same!

Now is the time to review your coverage and make sure you're getting the benefits you need at a price that works for you.

At Beneficial Insurance Agency, we're here to help you navigate your Medicare options with confidence!

✅ Make sure your doctors are still in-network.
✅ Review your prescription drug coverage.
✅ Compare premiums, deductibles, and out-of-pocket costs.
✅ Explore your 2027 Medicare plan options.

💙 You don't have to figure it out alone! Let our experienced team help you understand your choices and find coverage that fits your needs.

📞 Call Beneficial Insurance Agency TODAY!
985-875-0699 | 504-277-8000

⏰ Don't wait until the December 7 deadline. Start reviewing your options now!

10/09/2026

🗳️💙 YOUR VOTE MEANS SO MUCH! 💙🗳️

It's time for the EDGE of the Lake 2027 Readers' Choice Awards, and we would love your support!

🌟 VOTE BARBARA PEREZ
🌟 Beneficial Insurance Agency
🏆 Favorite Insurance Agent

Barbara is dedicated to helping her clients protect what matters most, providing personalized service, trusted guidance, and insurance solutions that fit their needs.

If Barbara has helped you, your family, or your business, we'd be honored to have your vote!

🗳️ Cast your vote today!
👉 Vote Here
https://form.jotform.com/262726483005153

💙 Thank you for supporting Barbara and Beneficial Insurance Agency! Your trust and support mean the world to us!

10/08/2026

10/07/2026

TROPICAL STORM & HURRICANE PREPAREDNESS

Helpful Hints From Beneficial Insurance Agency

The best time to prepare is BEFORE the storm is approaching.
A few simple steps today can help protect your family, your property, and your peace of mind.

🏠 BEFORE THE STORM

☐ Review Your Insurance Coverage
Know what your homeowners, auto, and flood policies cover. Pay special attention to your "hurricane/named-storm deductible" and potential "out-of-pocket expenses."

☐ Remember Flood Insurance
Standard homeowners insurance generally does "not" cover flood damage. If you have questions about flood coverage, contact our office.

☐ Document Your Property
Take photos or video of your home, belongings, appliances, electronics, jewelry, and other valuables. Store copies somewhere safe.

☐ Protect Your Home
Check your roof, gutters, windows, doors, and drainage areas. Clear leaves and debris from gutters and drains.

☐ Secure Outdoor Items
Bring inside or securely store patio furniture, grills, plants, decorations, toys, and other loose items.

☐ Prepare an Emergency Kit
Have water, nonperishable food, medications, flashlights, batteries, first-aid supplies, chargers, important documents, and pet supplies ready.

☐ Keep Insurance Information Accessible
Save your agent's contact information, insurance company claims number, policy numbers, and copies of your policies.

🚨 WHEN A STORM IS APPROACHING

Stay informed. Stay prepared. Stay safe.

* Monitor official weather and emergency alerts.
* Know your evacuation route and destination.
* Fuel your vehicle and charge phones and power banks.
* Move vehicles to a safe location when possible.
* Secure or bring inside remaining outdoor items.
* Follow evacuation orders from local authorities.
* Don't wait until the last minute to evacuate.

📸 AFTER THE STORM

SAFETY FIRST, THEN DOCUMENT.

If your property has been damaged

1. "Take photos and videos" of the damage "before cleanup", if it is safe to do so.
2. "Contact your insurance company or agent" as soon as possible to report the claim.
3. Take reasonable steps to "prevent additional damage" when it is safe.
4. "Keep receipts" for emergency repairs, temporary housing, and other eligible expenses.
5. Keep damaged property when practical until your insurer provides guidance.
6. Be cautious of "unsolicited contractors" and anyone demanding large upfront payments.

📞 WE'RE HERE TO HELP

Questions about your coverage, deductibles, flood insurance, or filing a claim?

Contact your insurance agency before the storm arrives.

Beneficial Ins Agency
504-277-8000
[email protected]
https://www.beneficialinsuranceagency.com/

Insurance coverage varies by policy. Please review your individual policies and contact your insurance professional with questions about your specific coverage.

PREPARE, PROTECT, PLAN AHEAD.

Your peace of mind starts with being insurance ready.

Independent insurance agency serving families and businesses across the Southshore, Northshore, Louisiana, and Mississippi. Auto, home, flood, business, life, and Medicare insurance options from multiple carriers. Free, no-obligation quotes.

10/06/2026

⭐️⭐️⭐️⭐️⭐️ TESTIMONIAL TUESDAY

There’s nothing better than hearing from a happy client! 💙

Thank you, Hallie, for trusting Beneficial Insurance Agency and for sharing these kind words:

“Beneficial is only ever focused on doing what’s right for their customers. They’re super communicative and knowledgeable—always ensuring you have the best rates.”

At Beneficial, our goal is simple: help you understand your options, find the coverage that fits your needs, and make sure you feel taken care of along the way.

Have we helped you with your insurance? We’d love to hear about your experience! ⭐️

Leave Beneficial a Google Review - https://g.page/r/CYAmV7JLce3cEAE/review

10/05/2026

We are excited to have a updated and more modern web site design.
Go give us a look and tell us what you think.

https://www.beneficialinsuranceagency.com/

If you could take a few minutes to give us a google review we would greatly appreciate it.
It positively impacts our business by building trust and gives us customer feedback.

https://g.page/r/Cej2e7aIOh6ZEBM/review

Post a review to our profile on Google

10/01/2026

🏡 TIP THURSDAY: Has Your Home Changed? Your Insurance May Need to Change, Too.

Your home may be worth more than it was when you first purchased your policy—and improvements can change your insurance needs, too.

Renovated the kitchen? Added a room? Replaced the roof? Made major upgrades? Even changing construction costs can affect what it would take to repair or rebuild your home after a covered loss.

That’s why it’s a good idea to review your homeowners coverage periodically.

📋 Don’t wait until you have a claim to discover a potential gap in coverage.

Give Beneficial Insurance Agency a call and let us review your policy with you.

📞 504-277-8000 | 985-875-0699
📧 [email protected]

Local Service. Real Solutions.

09/30/2026

🚨 MEDICARE ALERT — BIG CHANGES ARE COMING FOR 2027! 🚨

There will be significant Medicare plan changes and some plan terminations for 2027, including changes that may affect people in **St. Tammany Parish**.

If your Medicare Advantage plan is being terminated or leaving your area, you may have a special Guaranteed Issue Right that allows you to return to Original Medicare and purchase certain Medicare Supplement (Medigap) plans without medical underwriting.

That can be an important opportunity, because outside of certain guaranteed-issue situations, you may be subject to medical underwriting when applying for a Medicare Supplement plan.

📅 2027 plan information becomes available October 1.

If you receive a notice that your current plan is ending or changing, don’t ignore it! Keep the notice and give us a call. We can help you understand your options for 2027.

📞 Beneficial Insurance Agency
985-875-0699
504-277-8000

Let us help you navigate the Medicare changes and find the coverage that fits your needs.