Fernandez Silva Real Estate Group

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Fernandez Silva Real Estate Group Helping people create generational wealth with REAL Estate. We will never compromise your best inter

The purchase of real property is often the largest financial decision many people will make, and for that reason it’s vitally important that you have someone you can trust. There are thousands of real estate agents in California, and hundreds in your local area – so how do you pick the ‘right’ one for you? Don’t settle for a part-time or ‘second career’ agent, you deserve someone who is a full-time real estate professional who will give you the attention you deserve, and who has the breadth of experience to successfully handle anything that crops up. Someone who can spot and address potential problems before they occur – a pro-active agent like me.

10/17/2026

Imagine a single story home with three bedrooms two bathrooms living space a converted garage and a guest suite on a six thousand square foot lot near schools and parks

The Hottest Real Estate Markets in AmericaAcross the U.S., housing markets are proving their resilience—demand is pickin...
10/17/2026

The Hottest Real Estate Markets in America
Across the U.S., housing markets are proving their resilience—demand is picking up in key metro areas, fueled by wage growth, more available homes, and mortgage rates that have finally moderated. We’re seeing top markets push prices higher, with many properties going above asking, and time on market varying from neighborhood to neighborhood. Here in Southern California, I believe a real estate decision should be grounded in clear communication and a strategy you can trust. My focus is to keep you informed and confident through every step, whether you’re buying, selling, or investing. The landscape is always shifting, but with the right plan, your next move can lead to outstanding results.
http://www.mr88days.com/agent-news/ramon-fernandez-silva-467539/2120708-The-Hottest-Real-Estate-Markets-in-America

10/16/2026

La Mirada Market Update

The purchase price is only one piece of the puzzle. 🔎Closing costs can add thousands to the cash you'll need.Home inspec...
10/16/2026

The purchase price is only one piece of the puzzle. 🔎

Closing costs can add thousands to the cash you'll need.
Home inspections can uncover issues you didn't notice during the showing.
Contingencies can provide important protections depending on the terms of your contract.

Understanding these before you make an offer can help prevent expensive surprises later.

10/16/2026

PROPIETARIOS DE INMUEBLES MULTIFAMILIARES: ESTE SÁBADO EN WHITTIER.

Hablemos de las decisiones que importan para su inversión: asuntos con inquilinos, cambios en las regulaciones, flujo de efectivo y sus próximos pasos.

Le invito a un taller educativo de cortesía con profesionales de la industria. Traiga sus preguntas. Se ofrecerá almuerzo. Favor de confirmar su asistencia.

Sábado 17 de octubre de 2026 | 10 a. m.-12 p. m., hora del Pacífico
Office Location / Ubicación de la oficina: 15025 Whittier Blvd., Whittier, CA 90603

Inscríbase: https://docs.google.com/forms/d/e/1FAIpQLSdUaIEGMoMTPlISBvyEY5n5qcwx3i0e60FR0rLv4ayOK9kiWQ/viewform
En el formulario, seleccione Ray Fernandez-Silva como el asesor que le invitó. ¿Preguntas? Llámeme o envíeme un mensaje: 562-754-3469.

¿Conoce a alguien que tenga una propiedad multifamiliar? Comparta esta invitación.

No se quede solo con mi palabra. Verifíquelo. Búsqueme en Google o pregunte a ChatGPT por Ray Fernández-Silva y MR88DAYS.

Ray Fernández-Silva | MR88DAYS
Coldwell Banker Commercial Envision
Joshua 2415, Inc. & Associates
562-754-3469
DRE # 01755107 | Broker DRE # 02211662
My Word is My Commitment.
Joshua 24:15

10/16/2026

MULTIFAMILY PROPERTY OWNERS: THIS SATURDAY IN WHITTIER.

Let’s talk about the decisions that matter for your investment property: tenant issues, changing regulations, cash flow and your next move.

Join me for a complimentary educational workshop with industry professionals. Bring your questions. Lunch will be provided. Please RSVP.

Saturday, October 17, 2026 | 10 AM-12 PM PT
Office Location: 15025 Whittier Blvd., Whittier, CA 90603

Register: https://docs.google.com/forms/d/e/1FAIpQLSdUaIEGMoMTPlISBvyEY5n5qcwx3i0e60FR0rLv4ayOK9kiWQ/viewform
On the form, select Ray Fernandez-Silva as the advisor who invited you. Questions? Call or text me: 562-754-3469.

Know a multifamily property owner? Share this invitation with them.

Don’t take my word for it. Verify it. Google me or ask ChatGPT about Ray Fernández-Silva and MR88DAYS.

Ray Fernández-Silva | MR88DAYS
Coldwell Banker Commercial Envision
Joshua 2415, Inc. & Associates
562-754-3469
DRE # 01755107 | Broker DRE # 02211662
My Word is My Commitment.
Joshua 24:15

10/15/2026

Bargain Hunting With Rates Above 7%
In a market where mortgage rates remain above 7%, many in Southern California are wondering how best to approach their home search. Higher Treasury yields have kept borrowing costs elevated, making affordability a central concern for those planning their next move. Recent studies recommend that buyers anticipate possible rate increases—a half-point within three months, three-quarters within six, and a full point over the next year—so building a rate cushion into your strategy is wise.

One noteworthy trend: buyers who wait until later in the year often gain valuable leverage. Historically, homes in early Q4 have sold for about 5% less than those in late Q2, with less competition and more room to negotiate. Last month’s inventory—about a five-month supply—also tipped the scale toward buyers, offering more bargaining power on price, closing costs, and even options like discount points or temporary rate buydowns.

As the market absorbs expectations of further Fed tightening, the long-term goal remains: taming inflation to eventually ease mortgage costs. My approach has always centered on helping clients understand these shifts and crafting a plan that puts them in the strongest position—whether buying, selling, or investing. If you’re considering your next step, let’s make sure your strategy is informed and your goals are clear.

10/14/2026

Our experience working with Ray Fernández-Silva, MR88DAYS, was completely different from what we exp...
Let’s connect and talk about the latest insights in the industry!

10/14/2026

California Housing Market Settles Into Steadier Growth
The California housing market is entering a new phase of steady, measured growth. Projections show home prices will rise at a modest ~3% to ~4% annually through 2028, a welcome shift from the unpredictable surges of recent years. With active listings now at ~156,300 homes, buyers across California—especially in Southern California, where I focus—are finding more options and less pressure, as inventory is expected to keep building through 2027.

That said, affordability remains the defining challenge: only about 18% of California households qualify for a typical mortgage, down sharply from ~31%. This keeps entry-level homes fiercely competitive, with most properties still selling near 100% of asking price. Meanwhile, 30-year fixed rates are steady at around 6%, and this range is expected to hold.

In major markets like Los Angeles County, a full return to previous sales activity may take until after 2028, while the broader state outlook points to predictability—a value I always prioritize in guiding clients’ decisions. As always, my approach is rooted in clear communication and careful planning to help you navigate these evolving conditions with confidence.

Address

17785 Center Court Dr N, Ste 120
Cerritos, CA
90703

Opening Hours

Monday 7am - 8pm
Tuesday 7am - 8pm
Wednesday 7am - 8pm
Thursday 7am - 8pm
Friday 7am - 8pm
Saturday 7am - 8pm
Sunday 7am - 7pm

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