The Bears Home Group

The Bears Home Group TREC LIC # 643960

Driven by community values and love for central Texas, Chris utilizes tried and true practices coupled with new technologies to make your home sale or purchase a smooth and enjoyable process.

08/29/2026

🏡 Two $400,000 homes — Two Different monthly payments

That’s something buyers don’t always realize when they start scrolling through homes online.

Your monthly housing payment isn’t based on purchase price alone. Depending on your financing and the property, it can also include things like:

Principal + Interest
Property Taxes
Homeowners Insurance
Mortgage Insurance (loan specific)

And here in Central Texas, property tax rates can vary from one community to the next.

📍 HOME A
$400,000 purchase price
1.6% property tax rate
= potentially lower monthly payment

📍 HOME B
$400,000 purchase price
2.6% property tax rate
= potentially higher monthly payment

Same $400K price tag. Two different monthly numbers.

Online mortgage calculators can be a great starting point for getting a rough idea, but when you’re ready to get serious, I can connect you with one of my trusted lenders who can break down the financing and give you numbers specific to your situation.

That’s also why I encourage buyers to think beyond “What price can I afford?”

A better question might be:

“What monthly payment am I comfortable with?”

Then we can build your home search around that.

Thinking about buying in Central Texas? DM me “PAYMENT” and I’ll help you figure out where to start.

🏈 Friday Night Lights are BACK in Central Texas!One of the best signs that fall is getting closer? High school football ...
08/27/2026

🏈 Friday Night Lights are BACK in Central Texas!

One of the best signs that fall is getting closer? High school football is back under the lights.

Opening week kicks off for many of our local teams, and there are some great matchups to keep an eye on:

🏈 Westlake vs. Inglewood (CA) — The Chaparrals open the season with an interstate matchup against California’s Inglewood Sentinels.

🏈 Legacy Ranch vs. Manor New Tech — Another local opening-week matchup to watch as Legacy Ranch enters its first season of varsity football.

🏈 Cedar Park vs. A&M Consolidated — The Timberwolves get their season underway.

Friday nights around here are about more than football. It’s students, parents, marching bands, packed stands and communities showing up for their hometown teams — one of those traditions that makes living in Central Texas feel like home.

That’s the part of Central Texas living I love highlighting. When you’re choosing where to call home, you’re not just choosing a house — you’re choosing the parks, restaurants, schools, traditions and community that become part of your everyday life.

And around here, Friday nights under the lights are definitely part of it. 🏈

👇 Who are you cheering for this season? Drop your team below!

Monday reminder: you might be closer to buying a home than you think. 👈I talk to plenty of people who assume they need p...
08/24/2026

Monday reminder: you might be closer to buying a home than you think. 👈

I talk to plenty of people who assume they need perfect credit, a huge down payment, or everything figured out before they can even start looking.

Guess what? There are down payment assistance programs, zero-down options for qualified buyers, and even opportunities for builders or sellers to help with closing costs. There may be more options available than you realize.

Sometimes the first step is simply finding out where you stand, what you may qualify for, and what a comfortable monthly payment looks like for you.

So if you caught yourself pointing back at the screen
 maybe it’s time. 😂

DM me “ROADMAP” and let’s figure out what your path to homeownership could look like.

08/19/2026

Seller contributions can be a powerful tool when buying a home, but how much can you actually ask for?

It depends on your loan.

Here’s a quick breakdown:

Conventional: Generally 3%–9% for a primary residence/second home depending on your down payment/LTV. With as little as 3% down, generally up to 3%.

FHA: Up to 6%

USDA: Up to 6%

VA: Up to 4% for certain seller concessions, but allowable closing costs and normal discount points may be paid in addition to that 4% limit.

These contributions can potentially help with eligible closing costs, prepaids, rate buydowns and more.

And remember: allowed doesn’t mean guaranteed. That’s where having the right strategy and negotiation comes in.

Save this one for your home search, and send it to someone thinking about buying in Central Texas.

***Loan guidelines, contribution limits and eligible costs vary. Always confirm with your lender for your specific loan and transaction.

When you’re looking at homes, it’s easy to get caught up in bedrooms, square footage, countertops and finishes.But here’...
08/18/2026

When you’re looking at homes, it’s easy to get caught up in bedrooms, square footage, countertops and finishes.

But here’s something buyers should think about:

What would your life actually look like here?

Can you picture Saturday mornings on the patio with coffee? Kids playing in the backyard? Friends and family gathered around the kitchen island? Or maybe it’s a cool Texas evening, boots kicked up around the fire pit with nowhere else you need to be. đŸ”„

Sometimes the perfect home isn’t the one with every feature on your checklist. It’s the one that gives you the space to create the lifestyle you’ve been looking for.

So on your next home tour, don’t just look at what’s there.

Imagine what could be.

That’s when a house starts feeling like home.

AI can write the flyer
But can it meet you at a showing, point out the weird stuff, call the builder rep, negotiate the ...
08/17/2026

AI can write the flyer


But can it meet you at a showing, point out the weird stuff, call the builder rep, negotiate the deal, recommend the inspector, explain what you’re signing AND answer the “is this normal?” text at 9:47pm? 😂

Thinking about making a move? My DMs are open.

📍Helping buyers + sellers throughout Central Texas.

Address

Cedar Park, TX

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 12pm - 6pm

Telephone

+15127309931

Website

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