10/14/2026
Bitten by a neighbor's dog, or a dog at a friend's house? One of the first questions people ask is: who pays for this?
Often it's the dog owner's homeowner's or renter's insurance. Many of those policies include liability coverage that can apply when the owner's dog injures someone - so a claim is usually against the policy, not a neighbor's savings account.
Georgia law (O.C.G.A. 51-2-7) generally asks two things: was the dog dangerous, and was the owner careless in managing it or letting it run loose? One way to show the first part: many Georgia cities and counties require dogs to be on a leash or at heel. If a leash law applied and the dog wasn't leashed when it happened, that can be enough to show the dog's dangerous tendency.
Expect the owner's insurer to look at whether the dog was provoked. And like most Georgia injury claims, there is generally a two-year deadline to file suit (O.C.G.A. 9-3-33).
Before Hunter Delashmit opened this firm, he defended insurance companies in injury claims - dog bites included. He knows what the other side looks at.
Questions about a dog bite in Cartersville, Bartow County, or anywhere in North Georgia? We're glad to explain how the process works. No fee unless we recover - case expenses may apply.
Educational information only - not legal advice. Every case is different.