02/19/2026
Ever wondered if you could get car insurance for free? đ€
This story is about as close as it gets!
One of our clients was seriously injured in a crash that occurred while she was on the job and she now requires multiple surgeries due to her injuries.
The clientâs employerâs insurance policy showed $0.00 in underinsured motorist coverage (the kind of coverage that would compensate my client for her injuries) but $1,000,000 in liability (the kind of coverage that pays someone if she hits them). At The Delashmit Firm, we know that the insurance company must maintain a signed document where the policyholde rejects underinsured motorist coverage under O.C.G.A. § 33-7-11.
Hereâs the kicker: if they dont have this document, then there is by operation of law underinsured motorist coverage in the same amount as the liability coverage.
In this case, they couldnât produce it the form.
Result: $1,000,000 in UIM coverage to protect my client that NO ONE WAS PAYING FOR!
It is vitally important to investigate coverage after a car accident. Call The Delashmit Firm at 770-341-0559 so we can help you or your loved ones investigate the coverage available to help in the recovery after an accident.