Douglas D. Jones Co., LPA

10/16/2026

Protecting your financial independence during a divorce means properly identifying separate versus community assets and closing joint credit lines. Learn how to navigate asset division effectively. https://www.britannica.com/money/dividing-assets-in-divorce

10/15/2026

Thought your old second mortgage was discharged in bankruptcy or forgiven? "Zombie mortgages" are coming back to haunt homeowners with aggressive collection tactics and foreclosure threats. Know your rights against unlawful debt collection. Read more here.

https://www.consumerfinance.gov/archive/blog/back-from-the-dead-zombie-second-mortgages/

10/15/2026

The SECURE 2.0 Act pushed the RMD starting age to 73 and eliminated required distributions for Roth 401(k) accounts. Understanding updated federal tax rules helps retirees optimize withdrawals and avoid costly penalties.

The SECURE 2.0 Act made major changes to rules for required minimum distributions (RMDs) — are you up to speed?

10/14/2026

Uncoupling involves more than just emotional decisions—it requires key financial preparation. From organizing joint accounts to documenting shared assets, taking early steps can protect your interests. Read our guide to preparing for divorce.

The process of divorce includes untangling your finances. Here are 7 key steps to prepare your finances for divorce and avoid costly mistakes.

10/13/2026

Struggling with overwhelming medical bills? While there's no official "medical bankruptcy," filing for Chapter 7 or Chapter 13 can discharge or restructure unpaid healthcare debt alongside other unsecured liabilities. Learn how federal bankruptcy laws handle medical debt

https://www.creditkarma.com/debt/i/medical-debt-in-bankruptcies?

10/13/2026

A legal power of attorney allows a trusted agent to manage financial or medical decisions if you become incapacitated. Establishing durable powers of attorney early protects your assets and relieves family burden.

https://www.consumerfinance.gov/ask-cfpb/what-is-a-power-of-attorney-poa-en-1149/?

A power of attorney is a legal document that allows someone else to act on your behalf.

10/12/2026

Selling residential real estate requires a long list of essential records, including listing agreements, mortgage payoff statements, and seller net sheets. Knowing what to prepare helps protect your sale.

A lot of paperwork is involved in a home sale beyond just the contract. Here's a checklist of all the documents sellers need.

10/09/2026

Considering filing for bankruptcy without a lawyer? Self-represented filers face a significantly higher risk of case dismissal and asset loss. Learn why hiring a bankruptcy attorney protects your financial fresh start.

Learn if you should hire a bankruptcy attorney, what it costs and how legal help can affect your bankruptcy outcome.

10/09/2026

Navigating child custody during a divorce can feel overwhelming. Do you know the difference between legal and physical custody, or how courts evaluate the best interest of the child? Understanding these core concepts helps protect your family's future.

https://www.metlife.com/stories/legal/child-custody/?

Learn about child custody laws, types of custody arrangements, and the factors that affect custody decisions. Get expert legal insights with MetLife.

10/08/2026

Did you know delaying your first Required Minimum Distribution (RMD) could force you to take two taxable withdrawals in the same year? Understand the 2026 updates to RMD rules and how they affect your retirement accounts and beneficiaries. Read more.

Understanding distribution rules can help retirees and IRA heirs avoid costly penalties and take advantage of new limits.