Ravi R. Gurumurthy, PLC., Attorney at Law

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Ravi R. Gurumurthy, PLC., Attorney at Law Ravi R. Gurumurthy, PLC - Providing legal services in the areas of estate planning, divorce & custody, criminal defense, drunk driving, and personal injury

Thinking about filing for divorce but not sure where to start? From deciding between contested and uncontested paths to ...
10/02/2026

Thinking about filing for divorce but not sure where to start? From deciding between contested and uncontested paths to organizing critical financial paperwork, early preparation is key. Learn what essential steps to consider before filing.

Divorce can be a difficult process to navigate. But proper preparation can make it a faster and smoother transition. Here are 6 ways to prepare for a divorce.

Don't overlook critical tax savings when finalizing a divorce settlement. Properly handling Form 8332 waivers, property ...
09/30/2026

Don't overlook critical tax savings when finalizing a divorce settlement. Properly handling Form 8332 waivers, property tax bases, and medical expense deductions ensures compliance and saves money.

Could these overlooked tax breaks after divorce save you money?

Who is legally responsible for credit card debt after a divorce? Knowing how state property laws and joint card agreemen...
09/25/2026

Who is legally responsible for credit card debt after a divorce? Knowing how state property laws and joint card agreements work can prevent costly financial surprises.

Ending a marriage doesn't always end the financial responsibility you have for shared credit card obligations.

Going through a divorce? Protecting your assets starts with a clear financial inventory. Learn how separating marital vs...
09/23/2026

Going through a divorce? Protecting your assets starts with a clear financial inventory. Learn how separating marital vs. separate property impacts your future stability.

Learn key information about state laws, protecting your property, and preparing financially for a separation.

Splitting marital assets in a divorce involves much more than dividing bank accounts. Managing joint debt, navigating ca...
09/18/2026

Splitting marital assets in a divorce involves much more than dividing bank accounts. Managing joint debt, navigating capital gains on the family home, and revising tax filing statuses are critical to securing post-divorce stability.

Learn key financial steps for divorce, from splitting assets to post-divorce budgeting and planning.

During a divorce, joint credit cards mean both spouses remain legally responsible for the debt, regardless of who made t...
09/16/2026

During a divorce, joint credit cards mean both spouses remain legally responsible for the debt, regardless of who made the charges or what a settlement agreement says. Closing shared accounts or removing authorized users helps protect your personal credit score while the separation is processed. Understanding these financial boundaries ensures your credit profile stays secure.

https://www.nerdwallet.com/credit-cards/learn/credit-cards-and-divorce-what-to-do-with-your-cards-during-a-split

Handling real estate in a divorce is a major financial crossroads. Whether one spouse buys out the other or both choose ...
09/11/2026

Handling real estate in a divorce is a major financial crossroads. Whether one spouse buys out the other or both choose temporary co-ownership for stability, understanding mortgage and credit impacts ensures a fair resolution.

Divorce can be complicated, and deciding how to split your home is among the challenges. Here are three options for what to do with the house in a divorce.

Starting a divorce requires careful legal preparation before any paperwork is ever filed. Gathering financial records, s...
09/09/2026

Starting a divorce requires careful legal preparation before any paperwork is ever filed. Gathering financial records, securing personal accounts, and establishing a clear monthly budget help protect your rights as you untangle shared property and debts. Understanding these requirements early helps set a stable foundation for decisions about custody, support, and property division.

https://www.justia.com/family/divorce/first-steps-for-divorce/?

A divorce decree outlines who pays specific debts, but creditors aren't bound by family court orders. If your name stays...
09/04/2026

A divorce decree outlines who pays specific debts, but creditors aren't bound by family court orders. If your name stays on a joint credit card, late payments can still impact your credit score. Learn how to protect your financial standing during divorce:

Ending a marriage doesn't always end the financial responsibility you have for shared credit card obligations.

Getting divorced later in life? A "gray divorce" requires unraveling decades of shared financial planning. From updating...
09/02/2026

Getting divorced later in life? A "gray divorce" requires unraveling decades of shared financial planning. From updating beneficiaries to tracking down all marital assets, here are the three critical financial moves you must make to protect your retirement.

Not all marriages are "happy ever after." Many couples are divorcing later in life, forcing older adults to rebuild retirement plans after sharing finances.

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PO Box 1014
Cadillac, MI
49601

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