Exp Realty

Exp Realty Alex Bombino
Broker Associate/Mortgage Loan Originator/Certified Real Estate Appraiser
CADRE #01201238,
NMLS #1689541
CABREA #3004947

CA BRE #: 01201238
CA Corp BRE #: 01329502
NMLS #: 1689541
CABREA #3004947

Our goal is simple ...
We want to provide the very best service to our clients and build on long lasting relationships. Our online resources make it easy to stay in touch with us...
We operate both a page and a website. Service is a one-on-one activity ...
Ultimately, providing good services is a personal commitment t

hat we make to our clients to do what's necessary to gain their trust and satisfaction with our service. The bottom line:
We are here -- full-time, all the time -- to provide direct support for your real estate needs!

08/30/2026

Mortgage rates ease to seven-week low as buyers return to market
We’re seeing a positive shift in the mortgage landscape: the 30-year fixed rate has eased to 6.43%, marking its lowest point in seven weeks, while the 15-year rate now sits at 5.79%. This drop is already encouraging more buyers back into the market, thanks to improved affordability, a solid supply of homes, and a slower pace of price growth. Drawing from my background in mortgage lending, real estate brokerage, and property valuation, I find these trends especially promising for anyone considering a purchase, refinance, or investment. The current environment is presenting new options for buyers and homeowners alike—insight into both value and financing can make all the difference in navigating these opportunities.

08/28/2026

How to Buy a House: A Guide for Today's Buyers
Navigating the home-buying process can feel overwhelming, but breaking it down into clear steps makes all the difference. Over the years, I’ve guided clients through everything from evaluating finances and establishing comfortable payment limits to securing preapproval, exploring listings, and crafting offers with smart contingencies. Each phase matters—especially when it comes to due diligence with inspections and, finally, a smooth closing.

Affordability goes beyond the sticker price; it’s shaped by your income, credit profile, down payment, and cash reserves. My background in lending, real estate, and property valuation means I look at every angle to help clients make confident, well-informed decisions—whether you’re purchasing your first home or adding to your investment portfolio. I believe in building relationships for life, and it starts with honest advice and a focus on your financial well-being.

08/26/2026

Home Loans With Bad Credit: U.S. Options
Navigating the home loan landscape with less-than-ideal credit can feel daunting, but there are still viable options available in the U.S. As someone who’s spent decades guiding clients through both financing and property valuation, I understand how critical it is to know where you stand and what paths may be open to you.

Recent credit data shows the average U.S. mortgage holder has a credit score of 711, with about two-thirds falling between 661 and 850. Conventional lenders typically look for scores around 620, but government-backed programs can provide alternatives even if your score is lower—especially if you’re able to make a larger down payment. Some of these programs offer low down payment options for stronger credit profiles, while lower scores may mean you’ll need to bring closer to 10% down. Veterans may even qualify for options with no down payment required.

To put yourself in the best position for approval, aim to save more for your down payment, keep your debt-to-income ratio near 36% or below, monitor your credit reports, pay bills on time, and reduce credit card balances. When you’re ready to move forward, compare preapprovals within a 14-day window, and make sure any offer you accept doesn’t push payments above 30% of your income or strain your financial reserves.

With the right strategy and a clear understanding of your options, homeownership remains within reach—even if your credit isn’t perfect.

08/25/2026

Discover this property for $770,000—a great opportunity that truly stands out.

08/25/2026

Hipotecas en Perspectiva: 250 Años Celebrando el Sueño Americano de Ser Propietario
Let’s connect and talk about the latest insights in the industry!

08/24/2026

US Jumbo Loans: Limits and Requirements

08/23/2026

US Jumbo Mortgage Options Explained

08/23/2026

Mejora la asequibilidad para comprar vivienda en algunas ciudades de California, pero San Francisco se encarece
Let’s connect and talk about the latest insights in the industry!

Address

303 N Glenoaks Boulevard, Ste 200
Burbank, CA
91502

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